Aumsville Auto Insurance Rates, Quotes, Agents & Reviews in OR

Aumsville, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Aumsville, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Aumsville, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Aumsville, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Aumsville, OR with that of other cities in and around Aumsville.

Aumsville Turner Jefferson Sublimity Stayton Four Corners
Average Insurance Rates $1,394 $1,438 $1,441 $1,449 $1,439 $1,397

Aumsville, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Aumsville, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Aumsville $1,403 $1,185
Sublimity $1,188 $1,003
Turner $1,501 $1,268
Stayton $1,117 $943
Marion $1,659 $1,402
Four Corners $1,692 $1,429
Jefferson $1,838 $1,552
Salem $1,427 $1,205

Aumsville, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Aumsville, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,523
20 Years $1,791
30 Years $1,380
40 Years $1,327
50 Years $1,229
60 Years $1,246
70 Years $1,451

Aumsville, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Aumsville, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,370 $418
3 Vehicles $3,555 $627
4 Vehicles $4,740 $836

Savings on 2 Vehicles bundle:$418

Savings on 3 Vehicles bundle:$627

Savings on 4 Vehicles bundle:$836

Aumsville, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Aumsville, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Aumsville $1,394 $2,085
Sublimity $1,449 $2,168
Turner $1,438 $2,151
Stayton $1,439 $2,153
Marion $1,403 $2,099
Four Corners $1,397 $2,090
Jefferson $1,441 $2,156
Salem $1,141 $1,707

Aumsville, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,196
Excellent (740-799) $1,365
Good (670-739) $1,453
Average (580-669) $1,895
Poor (300-579) $2,274

Aumsville, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ted Ferry State Farm 2005 State St, Salem, 97301-4349 503-370-7716
Hollie Vanek Farmers 3295 Triangle Dr SE Ste 142, Salem, 97302 (503) 399-0055
Bob Cegon State Farm 4350 Commercial St SE, Salem, 97302-3914 503-364-7752
Francisco Narcio Arellano Farmers 3400 State St Ste G710, Salem, 97301 (503) 370-9058
City County Insurance Services None 1212 Court St. Ne, Salem, 97301 None
Dimitri Kondos State Farm 7304 SE Milwaukie Ave, Portland, 97202-6109 503-206-6035
Cody Felder Farmers 8625 SW Cascade Ave Ste 310, Beaverton, 97008 (503) 546-1595
Gustavo Soares State Farm 650 NE Holladay St Ste 1600, Portland, 97232-2035 503-287-0027
Jeff Stewart State Farm 5385 Commercial St SE, Salem, 97306-1015 503-399-0367
John Nguyen Farmers 4504 SW Corbett Ave Ste 100, Portland, 97239 (503) 683-2834
Mariko Locke State Farm 5048a SE Hawthorne Blvd, Portland, 97215-3276 503-232-2444

Aumsville, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,455
Driver's Failure In Showing Documents +$135 $1,529
Driving With An Expired Registration +$144 $1,538
Driving At A Considerably Slow Pace +$302 $1,696
Using A Cellphone While Driving +$319 $1,713
Running A Red Light +$325 $1,719
Speeding +$342 $1,736
Driving A Vehicle Without The Required Permission +$434 $1,828
Driving With An Expired/Suspended License +$940 $2,334

Aumsville, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,338
Active Disabling Device $1,338
Tracking Device $1,310
Passive Disabling Device $1,296