Aurora, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Aurora, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Aurora, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Aurora, IL Auto Insurance Rates
- Aurora, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Aurora, IL
- Multi Vehicle Insurance Savings in Aurora, IL
- How Credit Score Affects Car Insurance Rates in Aurora, IL
- How DUI Affects Auto Insurance Premiums in Aurora, IL
- Top Auto Insurance Agents Near Aurora, IL
- How Driving Violations Affect Auto Insurance Rates in Aurora, IL
- Aurora, IL Auto Insurance Discounts on Anti Theft Feature
- Aurora, IL Auto Insurance Company Reviews
Aurora, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Aurora, IL with that of other cities in and around Aurora.
| Aurora | North Aurora | Montgomery | Warrenville | Naperville | Batavia | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $971 | $1,296 | $1,279 | $1,277 | $936 | $933 |
Aurora, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Aurora, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Aurora | $1,330 | $1,123 |
| North Aurora | $1,705 | $1,440 |
| Boulder Hill | $2,068 | $1,747 |
| Montgomery | $1,241 | $1,048 |
| Batavia | $1,580 | $1,335 |
| Oswego | $1,603 | $1,354 |
| Warrenville | $1,446 | $1,221 |
| Naperville | $1,936 | $1,636 |
Aurora, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Aurora, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,151 |
| 20 Years | $1,248 |
| 30 Years | $961 |
| 40 Years | $925 |
| 50 Years | $856 |
| 60 Years | $868 |
| 70 Years | $1,011 |
Aurora, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Aurora, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,690 | $252 |
| 3 Vehicles | $2,534 | $379 |
| 4 Vehicles | $3,379 | $505 |
Savings on 2 Vehicles bundle:$252
Savings on 3 Vehicles bundle:$379
Savings on 4 Vehicles bundle:$505
Aurora, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Aurora, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Aurora | $971 | $1,576 |
| North Aurora | $1,296 | $2,104 |
| Boulder Hill | $1,594 | $2,588 |
| Montgomery | $1,279 | $2,076 |
| Batavia | $933 | $1,515 |
| Oswego | $959 | $1,557 |
| Warrenville | $1,277 | $2,073 |
| Naperville | $936 | $1,519 |
Aurora, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $833 |
| Excellent (740-799) | $951 |
| Good (670-739) | $1,012 |
| Average (580-669) | $1,320 |
| Poor (300-579) | $1,584 |
Aurora, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jeremy Zeitler | State Farm | 1460 E Chicago Ave, Naperville, 60540-5915 | 630-308-0008 |
| Mga Insurers, Inc. | None | 207 S Villa Ave , Villa Park, 60181 | None |
| Shannon Hallstrom | State Farm | 131 W Jefferson Ave Ste 211, Naperville, 60540-4683 | 630-355-6419 |
| Golden Age Tax Advisors | Travelers | 30 S CASS AVE, WESTMONT, 60559 | 630-541-8315 |
| Roth & Roth Insurance Agency Inc | Travelers | 1444 N FARNSWORTH AVE STE 400, AURORA, 60505 | 630-907-0611 |
| Glenn Jacobsen Lutcf | Farmers | 1601 Bond St Ste 300, Naperville, 60563 | (630) 839-9889 |
| Dan Parker | State Farm | 306 E Ogden Ave, Naperville, 60563-3159 | 630-420-6805 |
| Michael Baker Agency, Inc. | None | 4230C Westbrook Dr, Aurora, 60504 | None |
| Jeff Stogsdill | State Farm | 368 W Huron St, Chicago, 60654-3424 | 312-929-2888 |
| Matsock & Assoc-Eastman | Travelers | 1750 N WASHINGTON ST STE 128, NAPERVILLE, 60563 | 630-505-7888 |
Aurora, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$43 | $1,014 |
| Driver's Failure In Showing Documents | +$94 | $1,065 |
| Driving With An Expired Registration | +$100 | $1,071 |
| Driving At A Considerably Slow Pace | +$211 | $1,182 |
| Using A Cellphone While Driving | +$222 | $1,193 |
| Running A Red Light | +$226 | $1,197 |
| Speeding | +$238 | $1,209 |
| Driving A Vehicle Without The Required Permission | +$302 | $1,273 |
| Driving With An Expired/Suspended License | +$654 | $1,625 |
Aurora, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $932 |
| Active Disabling Device | $932 |
| Tracking Device | $913 |
| Passive Disabling Device | $903 |
Latest Auto Insurance Reviews in Aurora, IL | Back to Top
State FarmState Farm provides policy offerings that are very similar to other companies. They do not provide anything unique. We are satisfied with what they have to offer.
Safeco InsuranceI will be shopping for insurance to find a better rate. I am on a fixed income and hopefully I can get the coverage I want at a better price.
AllstateI have had Allstate insurance for 15 years for my Auto policy and I have had a great experience with the ins co. It is a great company.
ProgressiveI COULD NOT HAVE RECEIVED A BETTER QUOTE. MANY DIFFERENT THINGS WERE TAKEN INTO ACCOUNT AND MY PREMIUM IS EXCELLENT
ProgressiveI COULD NOT HAVE RECEIVED A BETTER QUOTE. MANY DIFFERENT THINGS WERE TAKEN INTO ACCOUNT AND MY PREMIUM IS EXCELLENT
State FarmI feel like State Farm is adequate compared to others. Their vast amount of resources is a plus, but I can't help thinking that I'm being overcharged simply because of the brand and not that they offer anything above and beyond what any other agency would.
ProgressiveI get the coverage I need for half as much money as the other companies. Comprehensive, collision, and all underinsured motorist coverages are covered. I am very happy with my service.
State FarmMy insurance company has offered me the lowest premium compared to any of the other companies I looked at. I made one claim for a hit and run and they were able to help me throughout the whole process. They offer all services such as payment and accessing the insurance card online and the app is great for when I am on the go. I am happy with them.
Root Car InsuranceThe provision of services to persons with disabilities. The use of assertive device.The use of guide dogs, service animals and service dogs. the is of support persons
Alfa Insuranceit's about the same coverage but costs less
ProgressiveGood rates. Easy access to vehicle information and changes.
AaaAAA is pretty standard and doesn't offer anything special beyond bundling discounts.