Aurora Auto Insurance Rates, Quotes, Agents & Reviews in IL

Aurora, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Aurora, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Aurora, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Aurora, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Aurora, IL with that of other cities in and around Aurora.

Aurora North Aurora Montgomery Warrenville Naperville Batavia
Average Insurance Rates $971 $1,296 $1,279 $1,277 $936 $933

Aurora, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Aurora, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Aurora $1,330 $1,123
North Aurora $1,705 $1,440
Boulder Hill $2,068 $1,747
Montgomery $1,241 $1,048
Batavia $1,580 $1,335
Oswego $1,603 $1,354
Warrenville $1,446 $1,221
Naperville $1,936 $1,636

Aurora, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Aurora, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,151
20 Years $1,248
30 Years $961
40 Years $925
50 Years $856
60 Years $868
70 Years $1,011

Aurora, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Aurora, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,690 $252
3 Vehicles $2,534 $379
4 Vehicles $3,379 $505

Savings on 2 Vehicles bundle:$252

Savings on 3 Vehicles bundle:$379

Savings on 4 Vehicles bundle:$505

Aurora, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Aurora, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Aurora $971 $1,576
North Aurora $1,296 $2,104
Boulder Hill $1,594 $2,588
Montgomery $1,279 $2,076
Batavia $933 $1,515
Oswego $959 $1,557
Warrenville $1,277 $2,073
Naperville $936 $1,519

Aurora, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $833
Excellent (740-799) $951
Good (670-739) $1,012
Average (580-669) $1,320
Poor (300-579) $1,584

Aurora, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jeremy Zeitler State Farm 1460 E Chicago Ave, Naperville, 60540-5915 630-308-0008
Mga Insurers, Inc. None 207 S Villa Ave , Villa Park, 60181 None
Shannon Hallstrom State Farm 131 W Jefferson Ave Ste 211, Naperville, 60540-4683 630-355-6419
Golden Age Tax Advisors Travelers 30 S CASS AVE, WESTMONT, 60559 630-541-8315
Roth & Roth Insurance Agency Inc Travelers 1444 N FARNSWORTH AVE STE 400, AURORA, 60505 630-907-0611
Glenn Jacobsen Lutcf Farmers 1601 Bond St Ste 300, Naperville, 60563 (630) 839-9889
Dan Parker State Farm 306 E Ogden Ave, Naperville, 60563-3159 630-420-6805
Michael Baker Agency, Inc. None 4230C Westbrook Dr, Aurora, 60504 None
Jeff Stogsdill State Farm 368 W Huron St, Chicago, 60654-3424 312-929-2888
Matsock & Assoc-Eastman Travelers 1750 N WASHINGTON ST STE 128, NAPERVILLE, 60563 630-505-7888

Aurora, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,014
Driver's Failure In Showing Documents +$94 $1,065
Driving With An Expired Registration +$100 $1,071
Driving At A Considerably Slow Pace +$211 $1,182
Using A Cellphone While Driving +$222 $1,193
Running A Red Light +$226 $1,197
Speeding +$238 $1,209
Driving A Vehicle Without The Required Permission +$302 $1,273
Driving With An Expired/Suspended License +$654 $1,625

Aurora, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $932
Active Disabling Device $932
Tracking Device $913
Passive Disabling Device $903

Latest Auto Insurance Reviews in Aurora, IL | Back to Top

State Farm
State Farm provides policy offerings that are very similar to other companies. They do not provide anything unique. We are satisfied with what they have to offer.
Safeco Insurance
I will be shopping for insurance to find a better rate. I am on a fixed income and hopefully I can get the coverage I want at a better price.
I have had Allstate insurance for 15 years for my Auto policy and I have had a great experience with the ins co. It is a great company.
State Farm
I feel like State Farm is adequate compared to others. Their vast amount of resources is a plus, but I can't help thinking that I'm being overcharged simply because of the brand and not that they offer anything above and beyond what any other agency would.
I get the coverage I need for half as much money as the other companies. Comprehensive, collision, and all underinsured motorist coverages are covered. I am very happy with my service.
State Farm
My insurance company has offered me the lowest premium compared to any of the other companies I looked at. I made one claim for a hit and run and they were able to help me throughout the whole process. They offer all services such as payment and accessing the insurance card online and the app is great for when I am on the go. I am happy with them.
Root Car Insurance
The provision of services to persons with disabilities. The use of assertive device.The use of guide dogs, service animals and service dogs. the is of support persons
Alfa Insurance
it's about the same coverage but costs less
Good rates. Easy access to vehicle information and changes.
AAA is pretty standard and doesn't offer anything special beyond bundling discounts.