Aurora, UT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Aurora, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Cheapest Car Insurance In Aurora, UT
The average cost of car insurance in Aurora, UT, is $2,008. Drivers in Aurora, UT, are required to have auto insurance per state law. Auto insurance in Carlton, MI, is relatively low compared to neighboring cities like Sigurd ($1,968), Redmond($1,998), Glenwood($1,219), Annabella ($1,216), and Salina ($2018). If you are stopped by the police or get into an accident without the right insurance, you will have a lot of problems. The cost of finding the appropriate coverage shouldn't be high. Here are some tips to get cheap car insurance in Aurora, UT. Drivers must research various options and estimates provided by car insurance providers in Aurora, UT.
By Obeying Driving Regulations
If you are looking for a way to get cheaper auto insurance in Aurora, UT, one of the best things you can do is obey all of the driving regulations. This includes obeying the speed limit, not driving under the influence of alcohol or drugs, and not texting while driving. Following these simple rules will make you much less likely to get into an accident, and your rates will reflect that. For instance, drivers in Aurora, UT, who got a ticket for running a red light or speeding, must pay an additional +$66 and +$342 to the total cost of insurance.
See the graph below for the Aurora, UT, auto insurance rates per driving violation.
By Opting for a Higher Deductible.
The deductible is the amount of money you would have to pay out of your pocket in the event of an accident. If you have a lower deductible, then your insurance company will have to pay out less money in the event of an accident. However, this also means that your monthly premiums will be higher. On the other hand, if you have a higher deductible, you will be responsible for paying more money out of your pocket in the event of an accident. However, your monthly premiums will be lower. Ultimately, it all comes down to what you are willing to pay each month. If you are comfortable with a higher monthly premium, then, by all means, go for a lower deductible. However, you might want to consider a higher deductible if you would rather save money each month. Vehicle drivers in Aurora, Utah, who choose a low deductible of 500 pay $1,351, while those who choose a large deductible of 1000 pay $1,141. The higher the deductible, the lower the auto insurance rates.
By Availing of Multi-Car Discounts
You could be eligible for a multi-car discount on your Auto Insurance in Aurora, UT, if you have more than one car. Most insurance companies offer some form of discount for insuring multiple vehicles with them, so it’s worth checking into. The discount can vary, but it could be as much as 10%. In Aurora, Utah, car owners typically pay $3,454 for two cars and $5,181 for three cars. On their Aurora, UT auto insurance premiums, they can save between $562 and $843.
Factors that can influence the cost of car insurance in Aurora, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Aurora, UT Auto Insurance Rates
- Aurora, UT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Aurora, UT
- Multi Vehicle Insurance Savings in Aurora, UT
- How Credit Score Affects Car Insurance Rates in Aurora, UT
- How DUI Affects Auto Insurance Premiums in Aurora, UT
- Top Auto Insurance Agents Near Aurora, UT
- How Driving Violations Affect Auto Insurance Rates in Aurora, UT
- Aurora, UT Auto Insurance Discounts on Anti Theft Feature
Aurora, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Aurora, UT with that of other cities in and around Aurora.
| Aurora | Sigurd | Redmond | Glenwood | Annabella | Salina | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,008 | $1,968 | $1,998 | $1,219 | $1,216 | $2,018 |
Aurora, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Aurora, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Aurora | $1,351 | $1,141 |
| Sigurd | $1,457 | $1,231 |
| Redmond | $1,308 | $1,105 |
| Glenwood | $1,718 | $1,451 |
| Sevier County | $1,123 | $948 |
| Salina | $1,662 | $1,404 |
| Centerfield | $2,045 | $1,727 |
| Annabella | $2,048 | $1,730 |
Aurora, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Aurora, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,516 |
| 20 Years | $2,580 |
| 30 Years | $1,987 |
| 40 Years | $1,912 |
| 50 Years | $1,771 |
| 60 Years | $1,795 |
| 70 Years | $2,090 |
Aurora, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Aurora, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,454 | $562 |
| 3 Vehicles | $5,181 | $843 |
| 4 Vehicles | $6,908 | $1,124 |
Savings on 2 Vehicles bundle:$562
Savings on 3 Vehicles bundle:$843
Savings on 4 Vehicles bundle:$1,124
Aurora, UT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Aurora, UT.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Aurora | $2,008 | $3,054 |
| Sigurd | $1,968 | $2,993 |
| Redmond | $1,998 | $3,039 |
| Glenwood | $1,219 | $1,854 |
| Sevier County | $1,206 | $1,834 |
| Salina | $2,018 | $3,069 |
| Centerfield | $1,222 | $1,858 |
| Annabella | $1,216 | $1,849 |
Aurora, UT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,723 |
| Excellent (740-799) | $1,967 |
| Good (670-739) | $2,092 |
| Average (580-669) | $2,730 |
| Poor (300-579) | $3,275 |
Aurora, UT Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Briggs - Yardley - Leavitt | Liberty Mutual Independent | Po Box 159, Salina, 84654 | None |
| Briggs-Yardley | Allstate | 3 East Main, Salina, 84654 | (435) 529-7471 |
| Okerlund-Leavitt Insurance Agency | None | 10 North Main, Richfield, 84701 | None |
| Ronald Gleave | Allstate | 245 N Main St, Richfield, 84701 | (435) 287-0455 |
| Roy Ward | State Farm | 347 W Main St, Delta, 84624-9217 | 435-864-3828 |
| Hoyle Agency, Inc. | None | 250 West 100 North, Annabella, 84771 | None |
| Day-Leavitt Insurance Agency Inc | Allstate | 58 W Main St PO Box 868, Delta, 84624 | (435) 864-3863 |
Aurora, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$88 | $2,096 |
| Driver's Failure In Showing Documents | +$195 | $2,203 |
| Driving With An Expired Registration | +$207 | $2,215 |
| Driving At A Considerably Slow Pace | +$436 | $2,444 |
| Using A Cellphone While Driving | +$460 | $2,468 |
| Running A Red Light | +$468 | $2,476 |
| Speeding | +$492 | $2,500 |
| Driving A Vehicle Without The Required Permission | +$624 | $2,632 |
| Driving With An Expired/Suspended License | +$1,353 | $3,361 |
Aurora, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,928 |
| Active Disabling Device | $1,928 |
| Tracking Device | $1,888 |
| Passive Disabling Device | $1,867 |