Aurora Auto Insurance Rates, Quotes, Agents & Reviews in UT

Aurora, UT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Aurora, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Cheapest Car Insurance In Aurora, UT

The average cost of car insurance in Aurora, UT, is $2,008. Drivers in Aurora, UT, are required to have auto insurance per state law. Auto insurance in Carlton, MI, is relatively low compared to neighboring cities like Sigurd ($1,968), Redmond($1,998), Glenwood($1,219), Annabella ($1,216), and Salina ($2018). If you are stopped by the police or get into an accident without the right insurance, you will have a lot of problems. The cost of finding the appropriate coverage shouldn't be high. Here are some tips to get cheap car insurance in Aurora, UT. Drivers must research various options and estimates provided by car insurance providers in Aurora, UT.

By Obeying Driving Regulations

If you are looking for a way to get cheaper auto insurance in Aurora, UT, one of the best things you can do is obey all of the driving regulations. This includes obeying the speed limit, not driving under the influence of alcohol or drugs, and not texting while driving. Following these simple rules will make you much less likely to get into an accident, and your rates will reflect that. For instance, drivers in Aurora, UT, who got a ticket for running a red light or speeding, must pay an additional +$66 and +$342 to the total cost of insurance.

See the graph below for the Aurora, UT, auto insurance rates per driving violation.

By Opting for a Higher Deductible.

The deductible is the amount of money you would have to pay out of your pocket in the event of an accident. If you have a lower deductible, then your insurance company will have to pay out less money in the event of an accident. However, this also means that your monthly premiums will be higher. On the other hand, if you have a higher deductible, you will be responsible for paying more money out of your pocket in the event of an accident. However, your monthly premiums will be lower. Ultimately, it all comes down to what you are willing to pay each month. If you are comfortable with a higher monthly premium, then, by all means, go for a lower deductible. However, you might want to consider a higher deductible if you would rather save money each month. Vehicle drivers in Aurora, Utah, who choose a low deductible of 500 pay $1,351, while those who choose a large deductible of 1000 pay $1,141. The higher the deductible, the lower the auto insurance rates.

By Availing of Multi-Car Discounts

You could be eligible for a multi-car discount on your Auto Insurance in Aurora, UT, if you have more than one car. Most insurance companies offer some form of discount for insuring multiple vehicles with them, so it’s worth checking into. The discount can vary, but it could be as much as 10%. In Aurora, Utah, car owners typically pay $3,454 for two cars and $5,181 for three cars. On their Aurora, UT auto insurance premiums, they can save between $562 and $843.

Factors that can influence the cost of car insurance in Aurora, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Aurora, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Aurora, UT with that of other cities in and around Aurora.

Aurora Sigurd Redmond Glenwood Annabella Salina
Average Insurance Rates $2,008 $1,968 $1,998 $1,219 $1,216 $2,018

Aurora, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Aurora, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Aurora $1,351 $1,141
Sigurd $1,457 $1,231
Redmond $1,308 $1,105
Glenwood $1,718 $1,451
Sevier County $1,123 $948
Salina $1,662 $1,404
Centerfield $2,045 $1,727
Annabella $2,048 $1,730

Aurora, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Aurora, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,516
20 Years $2,580
30 Years $1,987
40 Years $1,912
50 Years $1,771
60 Years $1,795
70 Years $2,090

Aurora, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Aurora, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,454 $562
3 Vehicles $5,181 $843
4 Vehicles $6,908 $1,124

Savings on 2 Vehicles bundle:$562

Savings on 3 Vehicles bundle:$843

Savings on 4 Vehicles bundle:$1,124

Aurora, UT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Aurora, UT.

Location Average Insurance Cost Post DUI Insurance Rate
Aurora $2,008 $3,054
Sigurd $1,968 $2,993
Redmond $1,998 $3,039
Glenwood $1,219 $1,854
Sevier County $1,206 $1,834
Salina $2,018 $3,069
Centerfield $1,222 $1,858
Annabella $1,216 $1,849

Aurora, UT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,723
Excellent (740-799) $1,967
Good (670-739) $2,092
Average (580-669) $2,730
Poor (300-579) $3,275

Aurora, UT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Briggs - Yardley - Leavitt Liberty Mutual Independent Po Box 159, Salina, 84654 None
Briggs-Yardley Allstate 3 East Main, Salina, 84654 (435) 529-7471
Okerlund-Leavitt Insurance Agency None 10 North Main, Richfield, 84701 None
Ronald Gleave Allstate 245 N Main St, Richfield, 84701 (435) 287-0455
Roy Ward State Farm 347 W Main St, Delta, 84624-9217 435-864-3828
Hoyle Agency, Inc. None 250 West 100 North, Annabella, 84771 None
Day-Leavitt Insurance Agency Inc Allstate 58 W Main St PO Box 868, Delta, 84624 (435) 864-3863

Aurora, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,096
Driver's Failure In Showing Documents +$195 $2,203
Driving With An Expired Registration +$207 $2,215
Driving At A Considerably Slow Pace +$436 $2,444
Using A Cellphone While Driving +$460 $2,468
Running A Red Light +$468 $2,476
Speeding +$492 $2,500
Driving A Vehicle Without The Required Permission +$624 $2,632
Driving With An Expired/Suspended License +$1,353 $3,361

Aurora, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,928
Active Disabling Device $1,928
Tracking Device $1,888
Passive Disabling Device $1,867