Austin, TX Auto Insurance Rates

Austin, TX residents can save $510 by comparing multiple quotes & reading reviews & research on Austin car insurance rates, quotes, agents & coverage.

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$1051 $1284 $1562

Latest Auto Insurance Reviews in Austin, Texas

I would recommend this insurance company if you are looking for low cost insurance but still get all the coverage you need and great customer service.
My premium is so much lower with Geico than with other companies I have received quotes from. I have low deductibles and good coverage, what I was quoted from other companies in the area.
Checked into changing to progressive because they have those commercials saying that they are the lowest...not by far. I save over $100 a month with Geico for more coverage!!
Agi Insurance Group
MetLife Auto insurance offers some of the lowest premium and deductible in the industry, that is one of the main reasons, I am with MetLife insurance company.
Agi Insurance Group
MetLife Auto insurance offers some of the lowest premium and deductible in the industry, that is one of the main reasons, I am with MetLife insurance company.
Other insurance companies are more expensive compared to GEICOs options. From time to time I have tried comparing prices but I have not found any insurers who compares on options and price/value with GEICO.
USAA and Erie are 2 of the most popular names in insurance but there are HUGE ... Both are widely-trusted companies, but which has the discounts, services, and customer ratings ... Other Products, USAA, Erie ... their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.
State Farm
State Farm is so easy to get in touch with if you have an issue. They are open 24/7 and you can always reach someone.
I really liked the customer service of my auto insurance provider and also its wide range of coverage and leniency in some aspects.I also like how there is an option for family plans and individual plans.
I really enjoy their comprehensive coverage plans. I know that no matter what I am insured and my car will always be just fine, no matter who is driving it. The full coverage for anyone driving really makes a difference in easing worry.
It may be a little higher than other insurance companies but it is worth the price because it is quality and their service is great.
It is good. It is very comparable. We shopped all over town with an insurance broker & that is the best price we could find.
State Farm
Whenever I call my agent or their office, everyone there is very helpful, polite and kind. They never seem annoyed with questions or the calls. they always ask how the children are and how we are doing before discussing any other business.
Root Car Insurance
I love that they have very good customer service, they are very polite and answer all of your questions and they are very affordable.
Write Your Review | Austin, Texas Auto Insurance Analysis
Usaa Auto Insurance, Austin, TX
$114/1 month
Car Insurance Policy Holder
  • Married 39 Years old Male licensed 22 years ago with Own Buick Regal used for Business with estimated annual mileage of 5,001 - 6,000.
  • less than high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Austin Car Insurance Rate Comparisons

Austin, TX's average car insurance of $1284 differs from Lakeway, TX (-$58), West Lake Hills, TX (+$816), Volente, TX (+$846) and Texas (+$261)

Austin Lakeway, TX West Lake Hills, TX Volente, TX Texas
Median Insurance Rates $1284 -$58 +$816 +$846 +$261

Austin Car Insurance Savings By Neighborhood & Street Area

Austin Driver Street Residence & Car Locations Car Details in Austin Austin Driver Demographics Austin Auto Insurance Estimates Recent Austin Insurance Savings
Flatrock Ford
Taylor Dr1999 Buick Century Custom19 year male teenager$2736$604
Red Oak St2004 Jeep Grand Cherokee Limited70 year male senior$1163$718
Crystal Hills Dr2009 Ford Fusion SE43 year married man$1451$516
W Overlook Mountain Rd2007 Mazda 3 Hatchback44 year woman$1131$738
Lakewood Dr2007 Chrysler 300 Base18 year teenager$2533$744
Eagle Nest Dr2012 Hyundai Sonata GLS42 year man$1564$599
Bear Creek Pass2008 Cadillac DTS Base17 year female teenager$2891$941
Shrike Dr2014 Volkswagen Jetta S69 year female senior$1275$700
Oak Hollow Ln2012 Toyota Prius One80 year senior$1235$978
Remuda Trl2012 Dodge Journey SXT42 year married woman$1125$589

Austin Post DUI Car Insurance Rates

Austin Bear Creek Garfield San Leanna Texas
Median Post DUI Insurance Rate $2388 +$1350 +$1536 +$1499 +$485
Male Teenager Post DUI Insurance Rate $5444 +$3078 +$3502 +$3418 +$1106
Female Teenager Post DUI Insurance Rate $4560 +$2580 +$2935 +$2863 +$927

The Post DUI insurance in Austin, TX's is $2388 compared to Bear Creek (+$1350), Garfield (+$1536), San Leanna (+$1499) and Texas (+$485)

In Austin, a male teenager with Post DUI pays $884 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Austin, TX would pay $5046 on auto insurance while a female teenager POST DUI would pay $4225.

Austin Car Insurance by Segment

Austin Teenagers Car Insurance Rates Comparison

52449 Austin Teenagers (6% of total population), 51% Male & 49% Female.

Austin Bee Cave Lakeway Sunset Valley Texas
All Teenagers $2670 +$1677 -$120 +$1510 +$543
Male Teenager $2927 +$1838 -$132 +$1655 +$595
Female Teenager $2452 +$1539 -$111 +$1387 +$498

Austin teenagers pay $2670 in insurance in contrast with Bee Cave (+$1677), Lakeway (-$120), Sunset Valley (+$1510) and Texas (+$543). The difference between Male & Female teenagers in Austin is $475


  • 2013 Nissan Rogue SV Male Teenager Insurance Rate $2745
  • 2006 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $2324

Austin Men & Women Car Insurance

799939 Austin Adults (100% of total population), 51% Men & 49% Women.

Austin Travis County Garfield Sunset Valley Texas
All Women $1232 +$707 +$793 +$697 +$251
Married Women $1181 +$677 +$760 +$668 +$240
All Men $1656 +$949 +$1065 +$936 +$337
Married Men $1566 +$898 +$1008 +$886 +$318

The typical insurance rate of $1656 that Austin Men pay varies from Travis County (+$949), Garfield (+$1065), Sunset Valley (+$936) and Texas (+$337). In Austin, married men pay $385 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1779
  • 2007 GMC Sierra 1500 Denali Married Women Insurance Rate $1522

Austin Senior Car Insurance

86485 Austin Seniors (10% of total population), 44% Senior Men & 56% Senior Women.

Austin Manor Travis County Bear Creek Texas
All Seniors $1386 +$180 +$795 +$784 +$282
Senior Men $1450 +$188 +$832 +$821 +$295
Senior Women $1348 +$174 +$773 +$762 +$274

Austin seniors pay $1386 in insurance compared to Manor (+$180), Travis County (+$795), Bear Creek (+$784) and Texas (+$282). In Austin, senior men pay $102 more than senior women.

Austin Car Insurance Discounts for Multiple Vehicles

Austin Population with 1 Vehicle 137556 (42% of Austin population), 2 Vehicles 125141 (38% of the Austin population) and 3 vehicles 31298 (10% of the population)

Austin Volente Shady Hollow Manchaca Texas
2 Vehicles $2440 +$1607 +$1607 +$1398 +$496
3 Vehicles $3724 +$2453 +$2453 +$2134 +$757
4 Vehicles $5008 +$3299 +$3299 +$2870 +$1018

Car Insurance Agents in Austin, TX

Rank Agent Name Agent Contact
1 1 Stop Financial Service Centers 6715 E Highway 290 # 2, Austin, TX 78723
2 1 Stop Financial Service Centers 2501 E 7th St, Austin, TX 78702
3 1 Stop Financial Service Centers 11209 N. Lamar Blvd, Austin, TX 78753
4 1 Stop Financial Service Centers 539 W Oltorf St, Austin, TX 78704
5 1 Stop Financial Service Centers 3712 Airport Blvd, Austin, TX 78722
6 1 Stop Financial Service Centers 6400 S Congress Ave, Austin, TX 78745
7 1-Stop Financial Service Centers of America 2617b E 7th St, Austin, TX 78702
8 AAA Insurance 13376 N Highway 183 Ste 108, Austin, TX 78750
9 AAA Insurance 4970 W Highway 290 Ste 310, Austin, TX 78735
10 Achilles & Associates 7756 Northcross Dr Ste 204, Austin, TX 78757

Austin Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Infiniti, FX50 AWD $1000 $1400 $1900 $1310 $2310 $-410
Hyundai, Tucson GL $1500 $1340 $1840 $1230 $2730 $-890
Hyundai, Genesis 2.0T $500 $1370 $1870 $1270 $1770 $100
Toyota, 4Runner SR5 $700 $1370 $1870 $1270 $1970 $-100
Ford, Fusion SEL $300 $1240 $1540 $1150 $1450 $90