Austin, TX Auto Insurance Rates
Austin, TX residents can save $510 by comparing multiple quotes & reading reviews & research on Austin car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1051 | $1284 | $1562 |
Latest Auto Insurance Reviews in Austin, Texas
Geico
Checked into changing to progressive because they have those commercials saying that they are the lowest...not by far. I save over $100 a month with Geico for more coverage!!
Checked into changing to progressive because they have those commercials saying that they are the lowest...not by far. I save over $100 a month with Geico for more coverage!!
Agi Insurance Group
MetLife Auto insurance offers some of the lowest premium and deductible in the industry, that is one of the main reasons, I am with MetLife insurance company.
MetLife Auto insurance offers some of the lowest premium and deductible in the industry, that is one of the main reasons, I am with MetLife insurance company.
Agi Insurance Group
MetLife Auto insurance offers some of the lowest premium and deductible in the industry, that is one of the main reasons, I am with MetLife insurance company.
MetLife Auto insurance offers some of the lowest premium and deductible in the industry, that is one of the main reasons, I am with MetLife insurance company.
Geico
Other insurance companies are more expensive compared to GEICOs options. From time to time I have tried comparing prices but I have not found any insurers who compares on options and price/value with GEICO.
Other insurance companies are more expensive compared to GEICOs options. From time to time I have tried comparing prices but I have not found any insurers who compares on options and price/value with GEICO.
Usaa
USAA and Erie are 2 of the most popular names in insurance but there are HUGE ... Both are widely-trusted companies, but which has the discounts, services, and customer ratings ... Other Products, USAA, Erie ... their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.
USAA and Erie are 2 of the most popular names in insurance but there are HUGE ... Both are widely-trusted companies, but which has the discounts, services, and customer ratings ... Other Products, USAA, Erie ... their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.
State Farm
State Farm is so easy to get in touch with if you have an issue. They are open 24/7 and you can always reach someone.
State Farm is so easy to get in touch with if you have an issue. They are open 24/7 and you can always reach someone.
Progressive
I really liked the customer service of my auto insurance provider and also its wide range of coverage and leniency in some aspects.I also like how there is an option for family plans and individual plans.
I really liked the customer service of my auto insurance provider and also its wide range of coverage and leniency in some aspects.I also like how there is an option for family plans and individual plans.
Allstate
I really enjoy their comprehensive coverage plans. I know that no matter what I am insured and my car will always be just fine, no matter who is driving it. The full coverage for anyone driving really makes a difference in easing worry.
I really enjoy their comprehensive coverage plans. I know that no matter what I am insured and my car will always be just fine, no matter who is driving it. The full coverage for anyone driving really makes a difference in easing worry.
Metlife
It may be a little higher than other insurance companies but it is worth the price because it is quality and their service is great.
It may be a little higher than other insurance companies but it is worth the price because it is quality and their service is great.
Progressive
It is good. It is very comparable. We shopped all over town with an insurance broker & that is the best price we could find.
It is good. It is very comparable. We shopped all over town with an insurance broker & that is the best price we could find.
State Farm
Whenever I call my agent or their office, everyone there is very helpful, polite and kind. They never seem annoyed with questions or the calls. they always ask how the children are and how we are doing before discussing any other business.
Whenever I call my agent or their office, everyone there is very helpful, polite and kind. They never seem annoyed with questions or the calls. they always ask how the children are and how we are doing before discussing any other business.
Root Car Insurance
I love that they have very good customer service, they are very polite and answer all of your questions and they are very affordable.
I love that they have very good customer service, they are very polite and answer all of your questions and they are very affordable.
Usaa Auto Insurance, Austin, TX
$114/1 month
Car Insurance Policy Holder
- Married 39 Years old Male licensed 22 years ago with Own Buick Regal used for Business with estimated annual mileage of 5,001 - 6,000.
- less than high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Austin Car Insurance Rate Comparisons
Austin, TX's average car insurance of $1284 differs from Lakeway, TX (-$58), West Lake Hills, TX (+$816), Volente, TX (+$846) and Texas (+$261)
| Austin | Lakeway, TX | West Lake Hills, TX | Volente, TX | Texas | |
| Median Insurance Rates | $1284 | -$58 | +$816 | +$846 | +$261 |
Austin Car Insurance Savings By Neighborhood & Street Area
| Austin Driver Street Residence & Car Locations | Car Details in Austin | Austin Driver Demographics | Austin Auto Insurance Estimates | Recent Austin Insurance Savings |
|---|---|---|---|---|
| Flatrock Ford | ||||
| Taylor Dr | 1999 Buick Century Custom | 19 year male teenager | $2736 | $604 |
| Red Oak St | 2004 Jeep Grand Cherokee Limited | 70 year male senior | $1163 | $718 |
| Crystal Hills Dr | 2009 Ford Fusion SE | 43 year married man | $1451 | $516 |
| W Overlook Mountain Rd | 2007 Mazda 3 Hatchback | 44 year woman | $1131 | $738 |
| Lakewood Dr | 2007 Chrysler 300 Base | 18 year teenager | $2533 | $744 |
| Eagle Nest Dr | 2012 Hyundai Sonata GLS | 42 year man | $1564 | $599 |
| Bear Creek Pass | 2008 Cadillac DTS Base | 17 year female teenager | $2891 | $941 |
| Shrike Dr | 2014 Volkswagen Jetta S | 69 year female senior | $1275 | $700 |
| Oak Hollow Ln | 2012 Toyota Prius One | 80 year senior | $1235 | $978 |
| Remuda Trl | 2012 Dodge Journey SXT | 42 year married woman | $1125 | $589 |
Austin Post DUI Car Insurance Rates
| Austin | Bear Creek | Garfield | San Leanna | Texas | |
| Median Post DUI Insurance Rate | $2388 | +$1350 | +$1536 | +$1499 | +$485 |
| Male Teenager Post DUI Insurance Rate | $5444 | +$3078 | +$3502 | +$3418 | +$1106 |
| Female Teenager Post DUI Insurance Rate | $4560 | +$2580 | +$2935 | +$2863 | +$927 |
The Post DUI insurance in Austin, TX's is $2388 compared to Bear Creek (+$1350), Garfield (+$1536), San Leanna (+$1499) and Texas (+$485)
In Austin, a male teenager with Post DUI pays $884 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Austin, TX would pay $5046 on auto insurance while a female teenager POST DUI would pay $4225.
Austin Car Insurance by Segment
Austin Teenagers Car Insurance Rates Comparison
52449 Austin Teenagers (6% of total population), 51% Male & 49% Female.
| Austin | Bee Cave | Lakeway | Sunset Valley | Texas | |
| All Teenagers | $2670 | +$1677 | -$120 | +$1510 | +$543 |
| Male Teenager | $2927 | +$1838 | -$132 | +$1655 | +$595 |
| Female Teenager | $2452 | +$1539 | -$111 | +$1387 | +$498 |
Austin teenagers pay $2670 in insurance in contrast with Bee Cave (+$1677), Lakeway (-$120), Sunset Valley (+$1510) and Texas (+$543). The difference between Male & Female teenagers in Austin is $475
Example
- 2013 Nissan Rogue SV Male Teenager Insurance Rate $2745
- 2006 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $2324
Austin Men & Women Car Insurance
799939 Austin Adults (100% of total population), 51% Men & 49% Women.
| Austin | Travis County | Garfield | Sunset Valley | Texas | |
| All Women | $1232 | +$707 | +$793 | +$697 | +$251 |
| Married Women | $1181 | +$677 | +$760 | +$668 | +$240 |
| All Men | $1656 | +$949 | +$1065 | +$936 | +$337 |
| Married Men | $1566 | +$898 | +$1008 | +$886 | +$318 |
The typical insurance rate of $1656 that Austin Men pay varies from Travis County (+$949), Garfield (+$1065), Sunset Valley (+$936) and Texas (+$337). In Austin, married men pay $385 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1779
- 2007 GMC Sierra 1500 Denali Married Women Insurance Rate $1522
Austin Senior Car Insurance
86485 Austin Seniors (10% of total population), 44% Senior Men & 56% Senior Women.
| Austin | Manor | Travis County | Bear Creek | Texas | |
| All Seniors | $1386 | +$180 | +$795 | +$784 | +$282 |
| Senior Men | $1450 | +$188 | +$832 | +$821 | +$295 |
| Senior Women | $1348 | +$174 | +$773 | +$762 | +$274 |
Austin seniors pay $1386 in insurance compared to Manor (+$180), Travis County (+$795), Bear Creek (+$784) and Texas (+$282). In Austin, senior men pay $102 more than senior women.
Austin Car Insurance Discounts for Multiple Vehicles
Austin Population with 1 Vehicle 137556 (42% of Austin population), 2 Vehicles 125141 (38% of the Austin population) and 3 vehicles 31298 (10% of the population)
| Austin | Volente | Shady Hollow | Manchaca | Texas | |
| 2 Vehicles | $2440 | +$1607 | +$1607 | +$1398 | +$496 |
| 3 Vehicles | $3724 | +$2453 | +$2453 | +$2134 | +$757 |
| 4 Vehicles | $5008 | +$3299 | +$3299 | +$2870 | +$1018 |
Car Insurance Agents in Austin, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | 1 Stop Financial Service Centers | 6715 E Highway 290 # 2, Austin, TX 78723 |
| 2 | 1 Stop Financial Service Centers | 2501 E 7th St, Austin, TX 78702 |
| 3 | 1 Stop Financial Service Centers | 11209 N. Lamar Blvd, Austin, TX 78753 |
| 4 | 1 Stop Financial Service Centers | 539 W Oltorf St, Austin, TX 78704 |
| 5 | 1 Stop Financial Service Centers | 3712 Airport Blvd, Austin, TX 78722 |
| 6 | 1 Stop Financial Service Centers | 6400 S Congress Ave, Austin, TX 78745 |
| 7 | 1-Stop Financial Service Centers of America | 2617b E 7th St, Austin, TX 78702 |
| 8 | AAA Insurance | 13376 N Highway 183 Ste 108, Austin, TX 78750 |
| 9 | AAA Insurance | 4970 W Highway 290 Ste 310, Austin, TX 78735 |
| 10 | Achilles & Associates | 7756 Northcross Dr Ste 204, Austin, TX 78757 |
Austin Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Infiniti, FX50 AWD | $1000 | $1400 | $1900 | $1310 | $2310 | $-410 |
| Hyundai, Tucson GL | $1500 | $1340 | $1840 | $1230 | $2730 | $-890 |
| Hyundai, Genesis 2.0T | $500 | $1370 | $1870 | $1270 | $1770 | $100 |
| Toyota, 4Runner SR5 | $700 | $1370 | $1870 | $1270 | $1970 | $-100 |
| Ford, Fusion SEL | $300 | $1240 | $1540 | $1150 | $1450 | $90 |