Auto Insurance in Norfolk, VA, is as High as $1,850

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The average cost of auto insurance in Norfolk, VA, is $1,118. This cost ranges between $851 and $1,850. Car owners in Norfolk can save up to $480 by comparing multiple auto insurance quotes. The cost of auto insurance is dependent on numerous factors, including the age of the driver and the make and model of the vehicle. The value also depends on the neighborhood one lives in. Zimlon provides car owners with the option of keying in their zip code to get accurate auto insurance quotes from different car insurance companies. Below is a list of factors that explore the reasons behind expensive car insurance.

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Demographics:

The age and gender of drivers are major factors that affect the cost of auto insurance. Car owners who are younger end up spending more on auto insurance because of their lack of driving experience. Moreover, an increase in driving experience can reduce the cost of auto insurance. As the above infographic indicates, the cost of auto insurance for male teenagers in Norfolk, VA, is $4,432. Married women pay $1,042 on an average, while senior women pay $1,689. 

Driving Record:

A poor driving record can also lead to a massive increase in the cost of auto insurance for car owners in Norfolk, VA. Post-DUI, the cost of auto insurance rises to $2,228. Other major driving violations can also cause a massive increase in rates. Driving with an expired license or running a red light can also cause a massive increase in the cost of auto insurance and can have a long-term impact on one’s cost of auto insurance. 

Being a safe driver has its benefits since the amount of risk being covered by the insurer is low for drivers with fewer violations.

Deductibles:

The rate of deductibles is one of the most common factors affecting the cost of auto insurance in Norfolk, VA. A low deductible tends to increase the cost of auto insurance, while a high deductible leads to a decrease in the price. But, this also depends on the make and model of the vehicle. For instance, a $500 deductible for a Chevrolet, Malibu LS, leads to more savings than a higher deductible ($1,000). But, a higher deductible ($1,000) for a Scion XD, leads to savings of up to $80.