Average Cost of Car Insurance in Brownsville, TX, is $1,537

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According to the U.S. Census Bureau, Brownsville, TX, has a population of 183,392. The average cost of auto insurance here, according to Zimlon, is $1,537, which is much lower than the cost of insurance in neighboring places such as Los Frenos, Olmito, Reid Hope King, Rancho Vieja, and San Pedro. The cost of auto insurance is influenced by numerous factors. An awareness of these factors will help car owners in reducing the cost of auto insurance in Brownsville. These factors can range from the make and model of the vehicle to the driver’s age and can vary from one neighborhood to another. Zimlon provides car owners with the option of keying in their zip code to get accurate auto insurance quotes from different insurance companies. 


The age and gender of the driver are major factors that affect the cost of auto insurance. Younger car owners end up spending more on auto insurance because of their lack of experience behind the wheel. Consequently, an increase in driving experience can reduce the cost of auto insurance. As the above infographic indicates, the cost of auto insurance for teenagers in Brownsville is a massive $4,987, whereas it is $1,355 and $1,374 for drivers in their fifties and sixties.

Credit Score:

Possessing a healthy credit score is essential in lowering the cost of auto insurance in Brownsville. If a driver’s credit score is exceptional, the cost of auto insurance can be as low as $1,319. It can be as high as $2,089  and $2,507 if the credit score is average or poor.

Driving Record:

A poor driving record can also lead to a massive increase in auto insurance costs for car owners in Brownsville, TX. Post-DUI, the cost of auto insurance rises to $2,393. Other major driving violations can also cause a massive increase in rates. Driving with an expired license or running a red light can severely increase as well as have a long-term impact on one’s premium. The former leads to an increase of $1,036, while the latter causes an increase of $358.

Being a safe driver has its benefits since the amount of risk undertaken by the insurer is low for drivers with fewer violations.