Car Insurance Costs Range Between $698 and $2,560 in Arlington, VA

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The average cost of auto insurance in Arlington, according to Zimlon, is $1,258 and ranges from $698 and $2,560. Car owners can save up to $500 by comparing multiple auto insurance quotes and reviews. Zimlon provides car owners with the option of keying in their zip code to get accurate auto insurance quotes from different insurance companies. Some of the significant factors that affect the cost of auto insurance are explored below.

Deductibles:

Deductibles are one of the most common factors affecting the cost of auto insurance in Arlington, VA. A higher deductible leads to a decrease in the cost of auto insurance, while a low deductible leads increases the price. For instance, the cost of auto insurance when the deductible is $500 (Porsche, 911 Turbo S) is $1,730. This goes down to $1,610 when the deductible is higher at $1,000. But this is not always the case. It also depends on the make and model of the vehicle and the claims amount.

Multiple Vehicles:

It is always smarter to insure multiple vehicles under the same auto insurance policy. This can help car owners improve their savings. The cost of insuring two cars under a multi-car insurance policy in Arlington, VA, is $2,391, while it is $4,907 for four cars. This also depends on the make and model of the car and the rate of the deductible. Car owners can also fetch more discounts by bundling their auto, life, and home insurance under the same insurer. 

Driving Record:

Possessing a clean driving record always helps in obtaining cheaper auto insurance. In contrast, a driving record riddled with multiple violations will only increase the cost of auto insurance. For example, post-DUI, the average cost of auto insurance in Arlington, NV, increases to $2,339. Drunk driving has a far greater impact on insurance for teenagers. The average cost of auto insurance for male teenagers post-DUI rises to $8,656, while it increases to $7,019 for female teenagers.

Other violations that could lead to a massive increase include driving with an expired license and running a red light. 

Demographics:

Age and gender are some of the other factors that can affect the cost of auto insurance. As the above infographic indicates, married women tend to pay the least on insurance, at a mere $1,094, since women are generally considered to be safer drivers.

The cost of auto insurance increases for drivers with minimum driving experience. Teenagers are considered to be unsafe drivers. Male teenagers have to pay $4,654 on average, while female teenagers pay $3,774. This is twice the amount paid by married drivers in Arlington.