Car Insurance Discounts on Anti-theft Devices in St. Petersburg, FL

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The average cost of auto insurance in St. Petersburg is $2,136. Numerous factors affect the cost of auto insurance in St. Petersburg, FL. These factors range from the neighborhood one lives to the make and model of the car. Zimlon provides car owners with the option of keying in their zip code to get accurate auto insurance quotes from multiple auto insurance companies. A thorough comparison of these quotes will help car owners in improving their savings.

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Anti-theft Discounts:

Equipping one’s vehicle with the latest anti-theft technology can go a long way in obtaining discounts from car insurance companies. As the above infographic indicates, having a passive disabling device fetches a discount of up to $150.

Car insurers across Florida offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms. Progressive, too, offers discounts of up to 25% on anti-theft devices and alarms. 

Bundling and Multi-Car Insurance Policies:

Bundling is a standard method of availing discounts. If a customer purchases multiple policies (life, car, home) from the same insurer, they become eligible for discounts. Multi-car insurance policies are another way of availing discounts. 

In St. Petersburg, multi-car insurance policies can help save up to $1,196, depending on the number of cars and the make and model of these vehicles. The cost of insuring two cars with the same insurer can be around $3,647, which translates to savings of up to $598.

Hybrid and Electric Vehicles:

Auto insurance companies are lending a hand in the fight against increasing emission levels in the country. Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are more environmentally friendly thanks to lower emission rates. In a few states, Farmers also offers a 5% discount to encourage environmentally prudent drivers.  

Driving Record:

Most car insurance companies offer substantial discounts to drivers who have a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years. While State Farm offers discounts for drivers who go three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.  

It is clear from the above analysis by Zimlon that an estimation of discounts available to different car owners depends on numerous factors.