The average cost of car insurance in Elmwood Park, IL, is $1,352. This cost can get as high as $2,175 or as low as $861 depending upon various factors like the driver’s age, deductibles, and credit scores. Zimlon’s analysis found that residents of Elmwood Park, IL, can save $540 by comparing multiple quotes and reading reviews on Elmwood Park car insurance rates, quotes, agents & coverage. Below is a list by Zimlon highlighting such factors and various discounts available for car owners in Elmwood Park, IL. 

Savings By Neighborhood & Street Area:

The neighborhood one lives in Elmwood Park, IL, significantly influences the cost of car insurance. Depending on several factors like the vehicle’s make and model, the rate of auto theft in the neighborhood, and the driver’s age, the insurance rates and discounts offered can vary. Zimlon’s research found that in Elmwood Park, IL, the cost of car insurance for an 18-years old living in W Sunset Dr is $3,834. For a 30-year old man living in N 73rd Ct, this cost reduces to $2,296, whereas a 65 year senior living in W Cressett Dr pays $1,631 in Elmwood Park, IL. Zimlon offers the service of finding accurate insurance quotes using one’s accurate zip code.

Age of the Driver: 

Car owners can lower their car insurance costs and get various discounts by comparing multiple age of the driver based policies offered by different insurance companies. According to Zimlon’s analysis, teenagers in Elmwood Park, IL, pay a much higher car insurance rate than the rest of the state. To make car insurance less expensive for young car owners, insurance companies in Elmwood Park, IL, offer various discounts for completing specific driving courses and student discounts. Below is Zimlon’s analysis of car insurance costs for different age groups in  Elmwood Park, IL.

Discounts for Multiple Vehicles: 

Auto Insurance companies in Elmwood Park, IL, offer attractive discounts on multi-car insurance policies and bundling. Car owners in Elmwood Park, IL, can save more by purchasing their life, auto, and home insurance from the same insurance company. According to Zimlon’s analysis, the cost of car insurance for two vehicles in Elmwood Park, IL, is $2,569. Insuring three or four cars together can further reduce insurance costs to $3,921 and $5,273, respectively. 

Deductible: 

A deductible is one of the most common factors influencing car insurance costs in Elmwood Park, IL. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. According to Zimlon’s research, the average cost of auto insurance in Elmwood Park, IL, for a Ford Expedition XLT on a deductible of $500 is $1,350. This cost will decrease to $1,270 when the deductible is $1,000. 

Credit Scores: 

Having an “excellent” or “good” credit score will also help make car insurance less expensive in Elmwood Park, IL. Several auto insurance companies provide considerable discounts to car owners with a higher positive credit score and a clean driving history.