The average cost of auto insurance in Pembroke Pines, FL, according to Zimlon, is $1,732. This is much higher than the average cost of auto insurance in neighboring places such as Miami Gardens and Weston. Residents of Pembroke Pines can save up to $690 by comparing multiple auto insurance quotes. The cost of auto insurance depends on numerous factors ranging from the make and model of the vehicle to the driver’s age. 

According to the U.S. Census Bureau, Pembroke Pines has a population of 173,591, with a median household income of $66,816, and a per capita income of $30,841.

Demographics:

The cost of auto insurance is dependent on the age and gender of the driver. Women are generally considered to be safe drivers, making auto insurance cheaper for them. As the above infographic indicates, married women pay the least on auto insurance in Pembroke Pines, at $1,454. Auto insurance is expensive for teenagers since they lack driving experience. Male teenagers have to pay $4,659 on auto insurance, while female teenagers pay $4,156.

Deductible:

Deductibles are one of the most common factors affecting the cost of auto insurance in the country, and Pembroke Pines is no different. A higher deductible leads to a decrease in the cost of auto insurance, while a low deductible can lead to an increase. The average cost of auto insurance for GMC Terrain SLE1 at a lower deductible ($500) is $1,800. This goes down to $1,680 when the deductible is higher ($1,000).

Neighborhood:

The neighborhood one lives in Pembroke Pines can also have an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Depending on  several factors such as the make and model of the vehicle and the rate of auto thefts in the neighborhood, the price can vary within a city 

Driving Record:

The driving record of car owners also has a direct impact on the cost of auto insurance. Getting charged for offenses such as DUI and driving without a proper license can have a long-term impact on the cost of auto insurance in Pembroke Pines.  

Credit Score:

A healthy credit score will also determine the cost of one’s auto insurance. Possessing a good credit score will reduce the cost of auto insurance for the car owner.