Car Insurance Rates in Alameda, CA, as Cheap as $971

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car_insurance_rates_in_alameda_caThe average cost of auto insurance in Alameda, CA, is $1,508. The cost of insurance here ranges from $971 to $2,395. A thorough comparison of auto insurance quotes from multiple car insurance companies can help car owners in Alameda save up to $600. Car owners can also read through the various customer reviews on Zimlon to ascertain the cost-effectiveness and customer satisfaction provided by a particular company. The cost of car insurance in Alameda depends on numerous factors such as the age of the driver, the make and model of the car, and even the neighborhood one lives in. The cost of auto insurance can vary from one neighborhood to another, depending on the rate of auto thefts in a given area. We explore some of the factors here.

INSURANCE REQUIREMENTS:

Car insurance is mandatory for all vehicle owners in California. The minimum liability insurance requirements for private passenger vehicles are as follows:

  • $15,000 for injury/death to a person.

  • $30,000 for injury/death to more than a person.

  • $5,000 for damage to property.

AUTO INSURANCE ACCORDING TO NEIGHBORHOOD:

As the above infographic suggests, the cost of auto insurance in Alameda can vary from one neighborhood and street to another. A 19-year-old male teenager pays $3,296 in Windward Lane and saves up to $602, while a 19-year-old female teenager pays $3,636 in Dahlia Drive and saves only up to $316. This difference is mainly because of the difference in location and the make of the car. 

GENDER AND CAR INSURANCE:

Women are generally considered to be safer drivers than men, particularly married women. In Alameda, the average cost of auto insurance for a married woman is $1,417. This is lower than the cost of car insurance for unmarried women, which stands at $1,462. Insurance is expensive for men. The average cost of auto insurance for men is $1,915, while it is $1,824 for married men.

CAR INSURANCE FOR THE ELDERLY:

The average cost of auto insurance for senior men is $1,568. This is much lower than the average cost of auto insurance for men in general, which stands at $1,915. Senior women find auto insurance to be a tad bit expensive, at $1,628.