Car Insurance Rates in Glendale, CA, as Cheap as $1,480

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The average cost of auto insurance in Glendale, CA, is $2,333 and ranges from $1,480 to $3,755. Car owners in Glendale can save up to $890, by comparing multiple quotes and reviews from different car insurance companies. There are several factors that can affect the cost of insurance, including the make and model of the car to the driver’s age.

Insurance Requirements:

Car insurance is mandatory for all vehicle owners in California. The minimum liability insurance requirements for private passenger vehicles are as follows:

  • $15,000 for injury/death to a person.

  • $30,000 for injury/death to more than a person.

  • $5,000 for damage to property.

Demographics:

Age and gender are some of the other factors that can affect the cost of auto insurance. As the above infographic indicates, married women tend to pay the least on insurance, at $2,099, since women are generally considered safer drivers.

Moreover, since the cost of auto insurance increases for drivers with minimum driving experience, teenagers tend to pay the most on insurance. Male teenagers have to pay $4,867 on average, while female teenagers pay $4,845. This is almost twice the amount paid by married men in Glendale, CA.

Deductibles:

Deductibles are one of the most common factors affecting the cost of auto insurance in Glendale, CA. A higher deductible leads to a decrease in the cost of auto insurance, while a low deductible increases the price. For instance, the cost of auto insurance when the deductible is $500 (Toyota, Corolla LE) is $2,480. This goes down to $2,300, when the deductible is higher, at $1,000. But this is not always the case. It also depends on the make and model of the vehicle and the claims amount.

Driving Record:

Possessing a clean driving record also helps in obtaining cheaper auto insurance. In contrast, a driving record riddled with multiple violations will only increase the cost of auto insurance. For example, post-DUI, the average cost of auto insurance in Glendale, CA, increases to $4,153. Drunk driving has a far greater impact on insurance for teenagers. The average cost of auto insurance for male teenagers post-DUI rises to $9,052, while it increases to $9,011 for female teenagers.

Other violations that could lead to a massive increase include driving with an expired license and running a red light.