Residents of Munster, IN, can save $500 by comparing multiple quotes and reading reviews on Munster car insurance rates, quotes, agents, and coverage. Zimlon’s research found that the average cost of car insurance in Munster, IN, is $1248. Depending upon various factors like location, age of the driver, and deductibles the cost of car insurance in Munster, IN, can get as low as $849 or as high as $2026. Below is a list by Zimlon highlighting various auto insurance discounts available in Munster, IN, to further help lower the cost of car insurance.

Neighborhood & Street Area

The neighborhood one lives in Munster, IN influences the cost of car insurance. The make and model of the vehicle, rate of auto thefts in the neighborhood, and age of the driver are some crucial factors that can reduce or increase the cost of car insurance within the city.

Zimlon’s research found that in Munster, IN, the cost of car insurance for an 18-year old living in Briarwood Cir is $2981, whereas, cost of car insurance for an 18-year male living in Old Stone Rd is $3209. Zimlon offers the service of finding accurate insurance quotes using one’s zip code.

Age of the Driver: 

Car owners in Munster, IN, can further lower the cost of car insurance and get various discounts by comparing multiple age of the driver based policies offered by different insurance companies. According to Zimlon’s analysis, teenagers and young drivers in Munster, IN, pay more car insurance costs than older drivers as insurance companies consider them as less responsible drivers. Below is a list by Zimlon highlighting the average cost of car insurance for different age groups in Munster, IN.

Multi-vehicle: 

Auto Insurance companies in Munster, IN, offer attractive discounts on multi-car insurance policies and bundling. Car owners in Munster, IN, can lower insurance costs by purchasing their life, auto, and home insurance from the same insurance company.

According to Zimlon’s research, the cost of insuring two cars under a multi-car insurance policy in Munster, IN, is $2372 and nearly 41% of the Munster population has 2 vehicle multi insurance policies. The cost of insuring three or four cars in Munster, IN, is $3620 and $4868 respectively. 

Deductibles: 

This is one of the most common factors influencing the cost of car insurance in  Munster, IN. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. In Munster, IN, the make and model of the car also influence the deductibles. 

Zimlon’s research found that in Munster, IN, the average cost of auto insurance for a Ford Mustang on a deductible of $500 is $1290 and this cost will decrease to $1180 when the deductible is $1,000. For a Chevrolet, Equinox LS AWD on a deductible of $500 it will be $1320 and will decrease to $1240 when the deductible is $1,000.