Car Insurance Savings Up to $710 in Compton, CA

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The average cost of auto insurance in Compton, CA, is $1,764. The cost of insurance here fluctuates between $1,143 and $2,781. Car owners should compare multiple auto insurance quotes to arrive at the one that best suits their coverage needs. The cost of auto insurance is dependent on numerous factors, such as the make and model of the vehicle to the neighborhood one lives in. It is essential to have an understanding of these factors in order to reduce the cost of auto insurance in Compton, CA.

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Insurance Requirements:

Car insurance is mandatory for all vehicle owners in California. The minimum liability insurance requirements for private passenger vehicles are as follows:

  • $15,000 for injury/death to a person.

  • $30,000 for injury/death to more than a person.

  • $5,000 for damage to property.

Anti-theft Discounts:

Equipping one’s vehicle with the latest anti-theft technology can go a long way in obtaining discounts from car insurance companies. Car insurers across California offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms. Progressive, too, offers discounts of up to 25% on anti-theft devices and alarms. 

Hybrid and Electric Vehicles:

Auto insurance companies are lending a hand in the fight against increasing emission levels in the country. Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are more environmentally friendly thanks to lower emission rates. In a few states, Farmers also offers a 5% discount to encourage environmentally prudent drivers.  

Driving Record:

Most car insurance companies offer substantial discounts to drivers who have a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years. While State Farm offers discounts for drivers who go three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.  

Bundling and Multi-car Insurance:

Discounts are also offered by auto insurance companies to those car owners who buy auto, home, and life insurance from the same company. Similarly, discounts are also offered to those car owners who insure multiple cars with the same company.