Car Owners can Save Up to $449 in Prairie Village, KS

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The average cost of car insurance in Prairie Village, KS $1,605. This cost is higher than nearby locations like Merriam but much lower than other nearby locations like Mission Hills, Fairway, Westwood, and Mission Woods. Car owners in Prairie Village, KS can save $449 and more by opting for multi-car insurance policies. Various other factors like the age of the driver, location, and credit score can also help car owners to get discount and lower the cost of auto insurance in Prairie Village, KS. Below is a list by Zimlon highlighting factors that can help car owners in Village, KS to save more on car insurance costs.

Multi-Car Insurance: 

Drivers who own multiple cars can save more by opting for a multi-car insurance policy by insuring all their vehicles under the same auto insurance company. Insurance companies in Prairie Village, KS  offer attractive discounts for bundling as well. Car owners can save more by purchasing their life, auto, and home insurance from the same insurance company.

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Anti-Theft Feature: 

Equipping vehicles with anti-theft features like an audible alarm or active disabling device can influence the cost of car insurance in Prairie Village, KS. Cars equipped with safety devices are less prone to thefts, therefore, auto insurance companies provide a considerable amount of discounts to vigilant car owners. However, these discounts on auto insurance depend on the type and number of safety devices installed in the vehicle.

According to Zimlon’s research, the insurance cost for an audible alarm and active disabling device is $1,541 in Prairie Village, KS. For other safety features like a tracking device and passive disabling device, insurance cost is $1,509 and $1,493 respectively. 

Driving Violations: 

Driving Violations is another crucial factor that influences the cost of car insurance in Prairie Village, KS. Violations such as driving with an expired license or speeding can have a severe influence on the cost of car insurance because it increases the amount of risk being covered by insurers. Car owners in Prairie Village, KS can save more on the cost of car insurance by avoiding driving violations. 

Zimlon’s research found that driving without headlights in Prairie Village, KS can add $71 to the car insurance costs. Other violations like driving at a considerably slower pace, using a cellphone while driving, running a red light, and speeding can increase the insurance cost up to $400. More severe violations like driving with an expired or suspended License cost more than $1,082 in Prairie Village, KS. 

Credit Score:

Having an “excellent” or “good” credit score will also help to make car insurance less expensive in Prairie Village, KS. Several auto insurance companies provide discounts to car owners that have a higher positive credit score. In Prairie Village, KS, if a driver’s credit score is exceptional, the cost of auto insurance can be as low as $1,377. Whereas the cost of car insurance can get as high as $2,182 and $2,618 if the credit score is average or poor.