Car Owners in Lawrenceville, GA, can Save Up to $650 on Auto Insurance

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The average cost of auto insurance in Lawrenceville, GA, is $1,628. This cost ranges from $1,074 and $3,073. Car owners can save up to $650 by comparing multiple auto insurance quotes from different car insurance companies.

Driving Record:

Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.  

The cost of auto insurance in Lawrenceville, post-DUI, increases to $3,028. But, this is also dependent on the age of the driver. The cost of auto insurance post-DUI for teenagers is much higher. In Lawrenceville, the cost of insurance post-DUI for male teenagers is $9,597 and $7,205 for women. Safe and good drivers will find it easier to lower the cost of auto insurance in Lawrenceville. Other violations that can have a long-term impact on auto insurance in Lawrenceville include driving with an expired license and running a red light.

Multi-Car Insurance:

Car owners in Lawrenceville can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of saving more on auto insurance. Car owners can insure their life, auto, and home insurance with the same insurer in order to get added benefits.

The cost of insuring two cars under a multi-car insurance policy in Lawrenceville is $3,094. This is lower than the cost of the same in neighboring places such as Sugar Hill and Georgia.

Hybrids and Electric Vehicles:

Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such vehicles, Farmers offers car owners discounts of up to 5% in some states. 

Deductibles:

Deductibles are one of the most common factors affecting the cost of auto insurance. Opting for a higher deductible will help in improving savings. For instance, in Lawrenceville, the cost of auto insurance for an Infiniti G37 X on a high deductible ($1,000) is $1,630, while it is $1,780 for a lower deductible ($500).