Discounts of Up to $73 on a Single Anti-theft Device in Cincinnati, OH

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The population in Cincinnati is 302,605, according to the U.S. Census Bureau. The median household income here is $38,542, while the per capita income is $29,156. The average cost of auto insurance in Cincinnati, according to Zimlon, is $1,048. This is lower than the average cost of auto insurance in Newport, Dayton, St. Bernard, and Woodlawn.

The cost of auto insurance is influenced by numerous factors ranging from the make and model of the car to the age and gender of the driver. Insurance companies also provide numerous discounts to help car owners lower their cost of auto insurance. A thorough comparison of multiple car insurance quotes will also help car owners save more on car insurance. Listed below are several discounts offered by auto insurance companies in Cincinnati, OH.

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Discounts on Anti-theft Devices:

Equipping one’s vehicle with an anti-theft device is a good way of attracting discounts. As the above infographic indicates, car insurance companies provide numerous discounts to car owners on anti-theft devices. Passive disabling devices fetch the largest discounts in Cincinnati, OH.

Multi-Car Insurance:

Car insurance companies also provide discounts to car owners who insure multiple cars with the same insurance company. Discounts on multi-car insurance policies vary according to the make and model of the vehicle.

Bundling is another standard method of availing discounts. If a customer purchases multiple policies (life, car, home) from the same insurer, they become eligible for discounts. Multi-car insurance policies are another way of availing discounts.

Hybrid and Electric Vehicles:

Auto insurance companies are lending a hand in the fight against increasing emission levels in the country. Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are environmentally friendly thanks to lower emission rates. In a few states, Farmers also offers a 5% discount to encourage environmentally prudent drivers.  

Good Driving Record:

Most car insurance companies offer substantial discounts to drivers who have a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years, while State Farm offers discounts for drivers who go three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.  

Progressive’s SNAPSHOT program offers a significant discount for good drivers. It places its average rate of discount at $145. The DriveSense Discount Program by Esurance is another option for car owners looking for discounts.