Our team of data analysts & researchers analyzed auto insurance data across the nation to understand the impact of driving under the influence (DUI) alcohol tickets on a teenager’s car insurance. Besides, the tremendous emotional strain a DUI causes to families, there is a real economic & long term impact of a DUI.

Our research on the economic & insurance impact of Teenagers DUI in key US states & had the following key takeaways:

• Auto Insurance rates for male teenagers without DUIs (Driving Under the Influence of Alcohol) range from $10,300 (Connecticut) to $2500 (Utah) for 6 months
• Female teenagers auto insurance rates without DUIs are lower and range from $8,300 (Connecticut) to $2200 (Utah)
• A typical female teenagers pays about 10-30% less than a male teenager & is mainly because Auto Insurance risk & pricing estimates believe female teenagers to be safer than male teenagers.
• Connecticut, Washington, Texas, Pennsylvania and Georgia are the five most expensive states for teen auto insurance.
• Once, a teenager gets a DUI, auto insurance rates generally go up 5-20% adding about $100-$1200 per 6 months depending on the original rate before DUI
• However, these rates could add significant costs to a household’s insurance costs. For example, in Oklahoma, a male teenager could end up paying $1,100 more in Insurance costs after a DUI. That $1,100 could be about 55% of the boy’s father insurance rate of $2000.
• These Insurance costs are in addition to other typical associated DUI costs such as Attorney fees, towing & storage & time in court.
• According to a NHTSA Study, 20% of drivers between the ages of 16 to 20 involved in fatal car crashes were alcohol impaired & had a Blood Alcohol Concentration (BAC) level of more than .08

We will be disseminating more details about this research through the larger media, non-profit groups & on our sites over the coming weeks & months.