Factors Influencing the Cost of Car Insurance in Lilburn, GA

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The average cost of auto insurance in Lilburn, GA, is on the higher side at $1,592. However, it is much lower than the cost of insurance in neighboring places such as Chamblee-Doraville, Gwinnett County, and Redan. It is also lower than the state average of Georgia. Several factors can affect the cost of auto insurance in Lilburn. A thorough comparison of different auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.

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Some of the factors that could increase the cost of auto insurance are as follows:

Demographic:

The cost of auto insurance differs in different parts of the city. As the above table indicates, the cost of auto insurance for an 84-year-old person in Coleville Cir is much higher than the average cost of auto insurance for a 70-year-old elderly female in Bennington Dr NW. The cost of auto insurance for teenagers continues to be high, at $4,393. 

Deductibles:

This is one of the most common factors influencing the cost of auto insurance in Lilburn, GA. A low deductible ($500) usually results in an increase in the cost of auto insurance, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance when the deductible is $500 (Buick Lacrosse Leather) is $1,620, and it decreases to $1,520 when the deductible is $1,000.

DUI:

DUIs can prove to be extremely expensive for car owners in every city of the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Lilburn can be as high as $2,961. 

Credit Score:

A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.”

Driving Violations:

Driving Violations such as driving with an expired license or speeding can also have a severe impact on the cost of auto insurance in Lilburn, GA, mainly because it increases the amount of risk being covered by insurers. 

Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.