Factors Influencing the Cost of Car Insurance in Marietta, GA
The average cost of auto insurance in Marietta, GA, is $1,621. It is lower than the cost of insurance in neighboring places such as Mableton but higher than the average cost of auto insurance in Powder Springs and Woodstock. Several factors can affect the cost of auto insurance in Marietta. A thorough comparison of different auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.
Some of the factors that could increase the cost of auto insurance are as follows:
Age Group:
Auto insurance is cheapest for married ($1,377) and senior ($2,058) women. Teenagers continue to find auto insurance expensive at $4,473. The cost of auto insurance clearly depends on the age of the driver. Teenagers are considered to be more risk-prone to accidents.
DUI:
DUIs can prove to be extremely expensive for car owners in almost every city in the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Marietta can be as high as $3,015.
Driving Violations:
Driving Violations such as driving with an expired license or speeding can also have a severe impact on the cost of auto insurance in Marietta, GA, mainly because it increases the amount of risk being covered by insurers. Speeding or driving with an expired license can prove to be quite expensive.
Credit Score:
A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.”
Deductibles:
This is one of the most common factors influencing the cost of auto insurance in Marietta, GA. A low deductible ($500), usually increases the cost of auto insurance, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance, for a Honda Accord LX when the deductible is $500 is $1,680, and it decreases to $1,570 when the deductible is $1,000.
Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.