How to Save on Car Insurance in Puyallup, WA?
The average cost of auto insurance in Puyallup, WA, is $1,239. This is lower than most neighboring places such as North Puyallup, Bonney Lake, Edgewood, Lake Tapps, and McMillin. Residents of Puyallup should compare multiple auto insurance quotes and reviews before deciding on the one that best suits their needs. Here are some ways in which car owners can save more on auto insurance.
Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such vehicles, Farmers offers car owners discounts of up to 5% in some states.
Car owners in Puyallup, WA, can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer in order to get added benefits.
The cost of insuring two cars under a multi-car insurance policy in Puyallup, WA, is $2,131, while it would cost $4,262 for four cars. The amount of savings on multi-car insurance in Puyallup also depends on the make and model of the vehicle. Savings can be anywhere between $347 and $694.
Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.
The cost of auto insurance in Puyallup, WA, post-DUI, increases to $1,989. However, this is also dependent on the driver’s age. Moreover, the cost of auto insurance post-DUI for teenagers is much higher. Safe and responsible drivers will find it easier to lower the cost of auto insurance in Puyallup. Other violations that can have a long-term impact on auto insurance in Puyallup include driving with an expired license and running a red light. The former leads to an increase of $835, while the latter leads to an increase of $289.
Having an “excellent” or “good” credit score will also help car owners save on auto insurance in Puyallup, WA.