Los Angele's Average Car Insurance Rate is $2,076 Per Annum

Compare Quotes from Top Providers and Save now!

Zimlon research reveals that car owners in Los Angeles pay an average car insurance rate of $2,076 per annum. This rate is much higher than the estimated rates in other cities such as West Athens ($1,910), Lawndale ($1,602), and Manhattan Beach ($1,430). The state median in California is $1,819.

Teenage drivers are considered to be reckless behind the wheel and statistically, are more likely to cause an accident. A teenager in Los Angeles pays an estimated car insurance rate of $4,525 per annum. This rate drastically increases if the teenager has been involved in a DUI case. Post a DUI case, male teenagers in Los Angeles pay about $8,416 per annum and female teenagers pay about $8,377 per. 

Married men, on the other hand, pay a much lower car insurance rate of $2,511 per annum. Male senior citizens incur an even lower car insurance rate of $2,159 per annum. Female drivers in Los Angeles incur an estimated car insurance rate of $2,013 per annum and the rate reduces to $1,951 per annum for married females drivers.

Owners of multiple vehicles get discounts by bundling their car insurance for multiple vehicles under one insurance firm. A car owner with one vehicle pays a car insurance premium of $2,076, whereas those who bundle their insurance two vehicles pay $3,945 per annum. Car owners who bundle three vehicles under one brand pay about $6,021 per annum and those who do so for four vehicles pay roughly $8,097 per annum.

losangels average car insurance

Another way car owners in Los Angeles can lower their car insurance rates is by choosing a higher deductible rate, which earns them a discount of about $190 for car models such as Kia’s Forte Koup SX.