Median Car Insurance Rate in Columbus, GA, is Significantly Cheaper Than the State Average
Insurance companies calculate premium rates on the basis of customer type, car type, customer credit, and other factors. Within the broad insurance cover, subcategories like liability rates, medical insurance, and comprehensive collision vary greatly, sometimes by thousands of dollars. This is why it is prudent to scan the research data first.
For instance, for a 40-year-old married male with a clean record driving a Toyota Camry, the median liability premium is $593. That is almost $400 less than the median liability premium of $921 for a 28-year-old married female with one speeding ticket within the past 12 months.
For a 40-year-old married male, Unique Insurance Company has the most expensive insurance premiums in the city, valued at $3061. The Cincinnati Insurance Company offers the cheapest premium, valued at $853, for the same customer type.