Save $322 on Auto Insurance in Shoreview, MN

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The average cost of car insurance in Shoreview, MN, is $1,342. This cost is lower than nearby locations like Arden Hills, Mounds View, and North Oaks but higher than other nearby locations like Lexington and New Brighton. Zimlon’s research found that car owners in Shoreview, MN, can get cheaper auto insurance rates and discounts by considering factors like driver’s age, vehicle’s make and model and credit scores. These factors and associated discounts are explored in detail by Zimlon below.

Anti-Theft Feature Discounts: 

Cars equipped with safety devices are less prone to thefts; therefore, auto insurance companies in Shoreview, MN, provide a considerable amount of discounts to vigilant car owners. The discounts can depend on the type and number of safety devices installed. Below is an analysis by Zimlon on average auto insurance costs after installing anti-theft features in Shoreview, MN.


Multi-Car Insurance Discounts:

Auto Insurance companies in Shoreview, MN, offer attractive discounts on multi-car insurance policies and bundling. In Shoreview, MN, car owners can also save more by purchasing their life, auto, and home insurance from the same insurance company. Zimlon’s research found in car owners in Shoreview, MN, can save $322 by insuring two cars together. Insuring three or four cars together can also help save $483 and $644, respectively, in Shoreview, MN. 

Age of the Driver:

Zimlon’s analysis found that teenagers and young drivers pay more car insurance costs than older drivers as insurance companies consider them less responsible behind the wheels. The average insurance cost for a teenager in Shoreview, MN, is $4,355, whereas drivers between 30-50 years of age pay less than $1,400. In Shoreview, MN, car owners can get various discounts by comparing multiple age of the driver-based policies. These discounts include good student discounts, safe driver discounts, and defensive driving discounts. 


Deductibles are one of the most common factors influencing the cost of car insurance in Shoreview, MN. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. According to Zimlon’s research, the average cost of auto insurance in Shoreview, MN, on a deductible of $500 is $2,131, and this cost decreases to $1,800 when the deductible is $1,000.