Save Up to $558 on Auto Insurance in Balch Springs, TX
The average cost of car insurance in Balch Springs, TX, is $1,860. Zimlon, through its research, found that car owners in Balch Springs, TX, can get multiple discounts on car insurance by considering various factors like location, age of the driver, and credit scores. Below is a list by Zimlon highlighting such factors and various discounts available for car owners in Balch Springs, TX.
Neighborhood & Street Area:
The neighborhood one lives in Balch Springs, TX, influences the cost of car insurance. The make and model of the vehicle, rate of auto thefts in the neighborhood, and age of the driver are some crucial factors that can reduce or increase the cost of car insurance within the city. Zimlon offers the service of finding accurate insurance quotes using one’s zip code.
Car owners in Balch Springs, TX, can obtain discounts if they insure multiple vehicles with the same insurer. Insurance companies offer attractive discounts for bundling as well. Car owners can save more by purchasing their life, auto, and home insurance from the same insurance company. The average savings one can obtain in Balch Springs, TX, are as follows:
Age of the Driver:
Car owners in Balch Springs, TX, can make the cost of car insurance less expensive and get various discounts by comparing multiple policies offered by different insurance companies. According to Zimlon’s analysis, teenagers and young drivers pay more car insurance costs than older drivers as insurance companies consider them as less responsible drivers. The average cost of car insurance in Balch Springs, TX, for a teenager, is $6,035. For a 20-year-old driver, insurance costs come up to $2,390, whereas, for drivers between the ages of 30 to 60 years it is less than $2000.
Cars that are equipped with safety devices are less prone to thefts. Therefore, auto insurance companies in Balch Springs, TX, provide a considerable amount of discounts to vigilant car owners. The discounts can depend on the type and number of safety devices installed. According to Zimlon’s research, car owners in Balch Springs, TX, can get car insurance for $1,786 by installing safety devices like an audible alarm and active disabling device. Installing additional anti-theft features like tracking devices and passive disabling devices can further reduce the cost of car insurance to $1,748 and $1,730 respectively.
Car owners in Balch Springs, TX, can also make car insurance less expensive by maintaining positive credit scores. Several auto insurance companies provide considerable discounts to car owners that have a higher positive credit score and a clean driving history. Zimlon’s research found that car owners with a “good” credit score of 670-739 will have to pay $1,938. Whereas, for a “poor” credit score of 300-579 cost of car insurance in Balch Springs, TX, can get as high as $3,034.