The Average Cost of Car Insurance in Jasper, AL, is $1481. Depending on various factors like location, deductibles, age of the driver, and credit scores, the cost of car insurance in Jasper, AL, can get as low as $894 or as high as $2951. Zimlon’s research also found that residents in Jasper, AL,  can save $590 by comparing multiple quotes & reading reviews & research on Jasper car insurance rates, quotes, agents, and coverage. These factors are explored in detail by Zimlon below.

Neighborhood & Street Area: 

The neighborhood one lives in Jasper, AL, significantly influences the cost of car insurance. The make and model of the vehicle, rate of auto thefts in the neighborhood, and age of the driver are some crucial factors that can reduce or increase the cost of car insurance within the city. Zimlon’s research found that in Jasper, AL, the cost of car insurance for a 19-year old living in Summerville Est Cr is $3630, whereas, cost of car insurance for a 31-year old woman living in 10th Way W is $1416. Zimlon offers the service of finding accurate insurance quotes using one’s zip code. 

Age of the Driver: 

Car owners in Jasper, AL, can lower their car insurance costs and get various discounts by comparing multiple age of the driver based policies offered by different insurance companies. According to Zimlon’s analysis, teenagers in Jasper, AL, pay a much higher car insurance rate compared to the rest of the state as they are considered to be less responsible drivers. To make car insurance less expensive for young car owners, insurance companies in Jasper, AL, offer various discounts for completing specific driving courses, and student discounts.

Multiple Vehicles: 

Auto Insurance companies in Jasper, AL, offer attractive discounts on multi-car insurance policies and bundling. Car owners in  Jasper, AL, can lower insurance costs by purchasing their life, auto, and home insurance from the same insurance company. According to Zimlon’s research, the cost of insuring two cars under a multi-car insurance policy in Jasper, AL, is $2814. The cost of insuring three or four cars in Jasper, AL, is $4295 and $5776 respectively. 

Deductible: 

This is one of the most common factors influencing the cost of car insurance in  Jasper, AL. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. In Jasper, AL, the make and model of the car also influence the deductibles. Zimlon’s research found that in Jasper, AL, the average cost of auto insurance for a Honda, Accord LX on a deductible of $500 is $1500 and this cost will decrease to $1430 when the deductible is $1,000. Similarly, for a Nissan, Juke SL on a deductible of $500 it will be $1540 and will decrease to $1440 when the deductible is $1,000.