The Average Cost of Car Insurance in Red Rock, NM is $1900

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Zimlon’s analysis found that car owners in Red Rock, NM, can save $760 by comparing multiple quotes, reading reviews, and conducting thorough research on Red Rock car insurance rates, quotes, agents, and coverage. The car insurance costs in Red Rock, NM, can be as low as $1270 or as high as $2310 depending upon various factors like neighborhood and street area, age of the driver, and make and model of the car. Below is an analysis by Zimlon highlighting various factors that influence the cost of auto insurance in Red Rock, NM. 


The neighborhood and location of the driver is an important factor affecting car insurance premiums in and around Red Rock, NM. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. 

Depending on several factors like the vehicle’s make and model, age of the driver, and the rate of auto thefts in the neighborhood, the insurance price can vary. For example, in Red Rock, NM, a 31-year woman in a location like N Cliff Dr pays the average cost of $1688 for car insurance on models like 2005 Chevrolet Silverado and 2500HD Work Truck. On the other hand, for a 43-year married woman, car insurance cost in Largo Rd, Red Rock, NM, is $1441. 

Age of the Driver: 

According to Zimlon’s analysis, middle-aged and older drivers in Red Rock, NM, pay much less car insurance than teenagers. The average cost of car insurance for senior drivers in  Red Rock, NM, is $2223.  Whereas teenage drivers in Red Rock, NM pay an average of $5510 for their car insurance. Moreover, car insurance costs in Red Rock, NM vary for male and female teenage car owners. For example:

2013 Hyundai Elantra Limited Male Teenager Insurance Rate is $5549.

2013 Dodge Journey SXT Female Teenager Insurance Rate is $4235. 


This is one of the most common factors influencing the cost of auto insurance in  Red Rock, NM. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. These deductibles can vary depending upon the make and model of the vehicle. For example, in Red Rock, NM, the average cost of auto insurance on a deductible of $500 for Hyundai, Equus, will cost $2210. This cost will decrease to $2080 when the deductible is $1,000.


Multi-Car Insurance: 

Car owners in Red Rock, NM, can obtain discounts if they insure multiple vehicles with the same insurer. Most of the insurers in Red Rock, NM, offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can also opt to insure their life, auto, and home insurance with the same insurer to get added benefits. 

According to Zimlon analysis, nearly 29% of car owners in Red Rock, NM, have multi-car insurance for two vehicles. The average cost of insuring two vehicles in Red Rock, NM is $3610. Obtaining multi-Car insurance for three vehicles can cost $5510 in Red Rock, NM.