The Average Cost of Car Insurance in Westmont, IL, is $1,336

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The Average Cost of Car Insurance in Westmont, IL, is $1,336. This cost is higher than nearby locations like Willowbrook and Downers Grove but lower than other nearby locations like Darien, Clarendon Hills, and Oak Brook. Depending on various factors like location, deductibles, age of the driver, and credit scores, the cost of car insurance in Westmont, IL, can vary. These factors are explored in detail by Zimlon below.



The neighborhood one lives in Westmont, IL, significantly influences the cost of car insurance. The make and model of the vehicle, rate of auto thefts in the neighborhood, and age of the driver are some crucial factors that can reduce or increase the cost of car insurance within the city. Zimlon offers the service of finding accurate insurance quotes using one’s zip code.


Deductibles are the other most common factors influencing the cost of car insurance in Westmont, IL. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. According to Zimlon’s research, the average cost of auto insurance in Westmont, IL, on a deductible of $500 is $1,324, and this cost will decrease to $1,118 when the deductible is $1,000. 

Age of the Driver: 

Car owners in Westmont, IL, can lower the cost of car insurance and get various discounts by comparing multiple age of the driver based policies offered by different insurance companies. According to Zimlon’s analysis, teenagers and young drivers pay more on car insurance than older drivers. The cost of car insurance for a teenager in Westmont, IL, is $4,335. This cost reduces to $1,717 for a 20-year-old driver. For drivers between the ages of 30 to 50 years, car insurance costs are less than $1,400 in Westmont, IL.

Multi-Car Insurance: 

Auto Insurance companies in Westmont, IL, offer attractive discounts on multi-car insurance policies and bundling. Car owners in Westmont, IL, can lower insurance costs by purchasing their life, auto, and home insurance from the same insurance company. According to Zimlon’s research, in Westmont, IL, residents can save $321 by insuring two cars under a multi-car insurance policy. Insuring three or four cars under the same insurer can further help to save $481 and $641, respectively. 

Driving Violations: 

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time, leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on the record. Zimlon’s research found that the cost of car insurance increases to $900 in Westmont, IL, for driving with an expired or suspended license. Other violations, like running a red light or speeding, can cost more than $350.