The Average Rate of Car Insurance in Cheyenne, WY, is $1,395

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The average cost of auto insurance in Cheyenne, WY, is $1,395. Car owners here can improve save more by comparing multiple auto insurance quotes from different auto insurers. The cost of auto insurance depends on numerous factors ranging from the vehicle’s make and model to the driver’s age.

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Neighborhood:

The neighborhood one lives in Cheyenne can also have an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Depending on several factors like the vehicle’s make and model and the rate of auto thefts in the neighborhood, the price can vary. 

Credit Score:

A healthy credit score will also determine the cost of one’s auto insurance. Possessing an “exceptional” or “good” credit score will reduce the cost of auto insurance for car owners, while a “poor” credit score can lead to a substantial increase in auto insurance.

Driving Record:

The driving record of car owners also has a direct impact on the cost of auto insurance. Getting charged for offenses such as DUI and driving without a proper license can have a long-term effect on Cheyenne’s auto insurance cost. Post-DUI, the average cost of auto insurance increases to $2,254. 

Deductible:

Deductibles are among the most common factors affecting auto insurance rate in the country, and Cheyenne is no different. A high deductible leads to a decrease in auto insurance cost, while a low deductible can lead to an increase. The average price of auto insurance on a low deductible of $500 is $1,728. This goes down to $1,460 when the deductible is higher ($1,000).