The Cost of Auto Insurance in Bellevue, WA, is as low as $691
The average cost of auto insurance in Bellevue, WA, is $1,076, and it ranges between $691 and $1,614. This is lower than in most neighboring places such as Redmond, Issaquah, Renton, and the state of Washington. Residents of Bellevue should compare multiple auto insurance quotes and reviews before deciding on the one that best suits their needs. A thorough comparison can help drivers save up to $430. Here are some ways to increase savings in Bellevue.
Car owners in Bellevue, WA, can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer in order to get added benefits.
The cost of insuring two cars under a multi-car insurance policy in Bellevue, WA, is $2,045, while it would cost $4,197 for four cars. The savings on multi-car insurance in Bellevue also depends on the make and model of the vehicle.
Having an “excellent” or “good” credit score will also help car owners save on auto insurance in Bellevue, WA.
Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.
The cost of auto insurance in Bellevue, WA, post-DUI, increases to $2,001. However, this is also dependent on the driver’s age. Moreover, the cost of auto insurance post-DUI for teenagers is much higher. It increases to $5,163 for male teenagers, while female teenagers find themselves paying $4,382 on average, post-DUI. Safe and responsible drivers will find it easier to lower the cost of auto insurance in Bellevue. Other violations that can have a long-term impact on auto insurance in Bellevue include driving with an expired license and running a red light.
Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such vehicles, Farmers offers car owners discounts of up to 5% in some states.
Paying a higher deductible will also help car owners lower the cost of insurance. For instance, the yearly premium in Bellevue on a low deductible ($500) for a Toyota Prius Plug-In Hybrid, is $1,140. It decreases to $1,050 when the deductible is higher ($1,000).