The average cost of car insurance in Dolton, IL, is $1,422. This cost is higher than most of the nearby locations like Glenwood, Calumet Park, Blue Island, and Illinois. Dolton, IL residents can save $570 by comparing multiple quotes and reading reviews on Dolton car insurance rates, quotes, agents & coverage. Below is an analysis by Zimlon highlighting factors that influence the cost of car insurance in Dolton, IL.

Neighborhood & Street Area: 

The neighborhood one lives in Dolton, IL influences the cost of car insurance. The make and model of the vehicle, the rate of auto-thefts in the neighborhood, and the age of the driver are some crucial factors that can reduce or increase the cost of car insurance within the city.

Zimlon’s research found that in Dolton, IL, the cost of car insurance for a 19-year-old male living in 158th Pl is $4927. Whereas, a 25-year-old married man living in Catalpa Ln pays $1777 for car insurance. Auto insurance cost for a 61-year-old senior living in Mc Arthur Ct can further vary to $1851. Zimlon offers the service of finding accurate insurance quotes using one’s zip code.

DUI: 

Driving Under Influence (DUI) can increase the cost of car insurance drastically. The median post-DUI cost in Dolton, IL, is $2644. However, this cost can vary for different drivers and also depends upon the make and model of the car. 

According to Zimlon’s analysis, in Dolton, a male teenager post-DUI pays $1561 more than a female teenager post-DUI. For example, a male teenager post-DUI with a 2006 Chrysler 300 C in Dolton, IL would pay $8418 on auto insurance while a female teenager post- DUI would pay $7094.

Age of the Driver:

Car owners in Dolton, IL, can further lower the cost of car insurance and get various discounts by comparing multiple age of the driver based policies offered by different insurance companies. According to Zimlon’s analysis, the cost of car insurance for teenagers in Dolton, IL, is $4877. The auto insurance cost for men and women can also vary in Dolton, IL. For example, the average auto insurance costs for women in Dolton, IL, is $1,336 and for men, it is $2474. For senior citizens in Dolton, IL, the cost of car insurance reaches up to $2019. 

Multi-vehicle: 

Auto Insurance companies in Dolton, IL, offer attractive discounts on multi-car insurance policies and bundling. Car owners in Dolton, IL, can lower insurance costs by purchasing their life, auto, and home insurance from the same insurance company.

According to Zimlon’s analysis cost of insuring two cars under a multi-car policy in  Dolton, IL is $2702 and almost 37% of Dolton’s population has opted for two vehicles insurance policies. The average cost of insuring three of four cars in Dolton, IL, is $4124 and $5546 respectively. 

 Deductibles: 

This is one of the most common factors influencing the cost of car insurance in Dolton, IL.  A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. In Dolton, IL, the make and model of the car also influence the deductibles. 

Zimlon’s research found that in Dolton, IL, the average cost of auto insurance for a Volvo, S60 T6 on a deductible of $500 is $1620 and this cost will decrease to $1540 when the deductible is $1,000. Similarly, for a person with a Mercedes, E350 the cost of auto insurance on a deductible of $500 is $1640 and it decreases to $1510 when the deductible is $1,000.