The Cost of Insuring Your Car in Pascagoula, MS is $1,580
The average cost of car insurance in Pascagoula, MS, is $1,580. This cost is higher than nearby locations like Escatawpa but lower than other nearby locations like Gulf Park Estates, Helena, Ocean Springs, and Gautier. Zimlon, through its research, found that car owners in Pascagoula, MS, can get various discounts on car insurance by taking some factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The neighborhood one lives in Pascagoula, MS, influences the cost of car insurance. The make and model of the vehicle, rate of auto thefts in the neighborhood, and age of the driver are some crucial factors that can reduce or increase the cost of car insurance within the city. Zimlon offers the service of finding accurate insurance quotes using one’s accurate zip code.
Equipping vehicles with anti-theft features like an audible alarm or tracking device can help to lower the cost of car insurance in Pascagoula, MS. Cars equipped with safety devices are less prone to thefts; therefore, auto insurance companies provide a considerable amount of discounts to vigilant car owners. However, these discounts on auto insurance depend on the type and number of safety devices installed in the vehicle. Below is a list by Zimlon highlighting car insurance cost for different anti-theft features in Pascagoula, MS.
Having an “excellent” or “good” credit score will also help in making car insurance less expensive in Pascagoula, MS. Several auto insurance companies provide considerable discounts to car owners that have a higher positive credit score.
Zimlon’s research found that car owners in Pascagoula, MS, with an “exceptional” credit score of 800-850, can get car insurance for $1,356. With an “excellent” credit score of 740-700 and a “good” credit score of 670-730, car owners can get insurance for $1,547 and $1,646, respectively. Whereas “poor’ credit scores between 300-579 can cost car owners $2,577 in Pascagoula, MS.
Driving violations is another crucial factor that increases the cost of car insurance in Pascagoula, MS. Violations such as driving with an expired license or speeding can have a severe influence on auto insurance costs because it increases the amount of risk being covered by insurers.
Zimlon’s analysis found that violations such as driving without a headlight in Pascagoula, MS, can increase insurance costs by $70. Other violations like speeding or driving a vehicle without required permission can cost car owners more than $450. More severe driving violations like driving with an expired or suspended license can cost $1,065 in Pascagoula, MS.