The Cost of Insuring Your Vehicle in Pueblo, CO, is $1,320

Compare Quotes from Top Providers and Save now!

The average cost of auto insurance in Pueblo, CO, is $1,320. Car owners here can improve save more by comparing multiple auto insurance quotes from different auto insurers. The cost of auto insurance depends on numerous factors ranging from the make and model of the vehicle to the driver’s age.

the_cost_of_insuring_your_vehicle_in_pueblo_co

Deductible:

Deductibles are among the most common factors affecting the rate of auto insurance in the country, and Pueblo is no different. A high deductible leads to a decrease in the cost of auto insurance, while a low deductible can lead to an increase. The average cost of auto insurance on a low deductible ($500) is $1,474. This goes down to $1,245 when the deductible is higher ($1,000).

Driving Record:

The driving record of car owners also has a direct impact on the cost of auto insurance. Getting charged for offenses such as DUI and driving without a proper license can have a long-term impact on Pueblo’s cost of auto insurance. Post-DUI, the average cost of auto insurance increases to $1,995, from $1,320. 

Credit Score:

A healthy credit score will also determine the cost of one’s auto insurance. Possessing an “exceptional” or “good” credit score will reduce the cost of auto insurance for car owners, while a “poor” credit score can lead to a substantial increase of up to $2,153 in Pueblo. 

Neighborhood:

The neighborhood one lives in Pueblo can also have an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Depending on several factors like the make and model of the vehicle and the rate of auto thefts in the neighborhood, the price can vary within the city. 

Demographics:

The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them. Auto insurance is the most affordable for drivers who are in their fifties and sixties at $1,164 and $1,180. Auto insurance is expensive for teenagers since they lack driving experience. The average cost of auto insurance for teenagers in Pueblo is $4,283.