What is the Average Cost of Auto Insurance in Harrison, NJ?

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The average cost of auto insurance in Harrison, NJ, is $1,696. This cost is lower than the average of neighboring locations like Kearny but slightly higher than places like East Orange, Belleville, and Newark. The average cost of auto insurance can vary from one neighborhood to another. Car owners in Harrison, NJ, can save on the cost of insurance by comparing multiple auto insurance quotes from different auto insurers. The average cost of auto insurance also depends on numerous factors like the make and model of the vehicle and the driver’s age.



The neighborhood one lives in Harrison, NJ, has an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Several factors, like the make and model of the vehicle and the rate of auto thefts in the neighborhood, impact the insurance costs within the city. 

Insurance Costs Based on the Age of the Driver: 

Zimlon research found that teenagers in Harrison, NJ, usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. On the other hand, middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.


Multi-Car Insurance:

Residents in Harrison, NJ, can save more on car insurance by insuring their vehicles with the same company. Most of the insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer to get added benefits.

The average cost of insurance for three cars in Harrison, NJ, is $4,477, whereas the average cost of insurance for four cars is $5,970. By ensuring three or more cars together under the same insurance company, car owners in Harrison, NJ, can save $611 to $814. 

Credit Scores:
Having an “excellent” or “good” credit score will also help car owners save on auto insurance in Harrison, NJ. Several auto insurance companies provide discounts to the car owner that have a higher positive credit score. Car insurance companies use the Credit Score of car drivers to determine suitable car insurance rates.