The Average Cost of Auto Insurance in Shreveport, LA, is $2,229

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Drivers in Shreveport, LA, pay an average of $2,229 on auto insurance. This cost is lower than the cost of auto insurance in neighboring places such as Stonewall, Blanchard, Lakeview, Red Chute, and Greenwood.


The age and gender of the driver are major factors that affect the cost of auto insurance. Younger car owners end up spending more on auto insurance because of their lack of experience behind the wheel. Consequently, an increase in driving experience can reduce the cost of auto insurance. As the above infographic indicates, the cost of auto insurance for teenagers in Shreveport is a massive $7,233, whereas it is $1,965 and $1,993 for drivers in their fifties and sixties.

Driving Record:

A poor driving record can also lead to a massive increase in auto insurance costs for car owners in Shreveport, LA. Post-DUI, the cost of auto insurance rises to $3,090. Other major driving violations can also cause a massive increase in rates. Driving with an expired license or running a red light can severely increase as well as have a long-term impact on one’s premium. The former leads to an increase of $1,502, while the latter causes an increase of $519.

Being a safe driver has its benefits since the amount of risk undertaken by the insurer is low for drivers with fewer violations.

Credit Score:

Possessing a healthy credit score is essential in lowering the cost of auto insurance in Shreveport. If a driver’s credit score is exceptional, the cost of auto insurance can be as low as $1,912. It can be as high as $3,030 and $3,636 if the credit score is average or poor.


The rate of deductibles is one of the most common factors affecting the cost of auto insurance in Shreveport, LA. Opting for a higher deductible helps in reducing the cost of auto insurance, while a lower deductible increases it. For instance, in Shreveport, the average cost of auto insurance when the deductible is $500 is $1,822. This reduces to $1,539 when the rate of the deductible is $1,000.