Babylon, NY Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Babylon, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Babylon, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Babylon, NY Auto Insurance Rates
- Babylon, NY Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Babylon, NY
- Multi Vehicle Insurance Savings in Babylon, NY
- How Credit Score Affects Car Insurance Rates in Babylon, NY
- How DUI Affects Auto Insurance Premiums in Babylon, NY
- Top Auto Insurance Agents Near Babylon, NY
- How Driving Violations Affect Auto Insurance Rates in Babylon, NY
- Babylon, NY Auto Insurance Discounts on Anti Theft Feature
- Babylon, NY Auto Insurance Company Reviews
Babylon, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Babylon, NY with that of other cities in and around Babylon.
| Babylon | Lindenhurst | Copiague | West Babylon | Gilgo | West Bay Shore | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,787 | $1,790 | $1,760 | $1,787 | $1,806 | $1,828 |
Babylon, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Babylon, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Babylon | $1,015 | $857 |
| Oak Beach-Captree | $1,925 | $1,626 |
| Gilgo | $1,700 | $1,436 |
| Lindenhurst | $1,346 | $1,137 |
| Copiague | $1,520 | $1,284 |
| West Islip | $1,800 | $1,521 |
| West Bay Shore | $1,943 | $1,641 |
| West Babylon | $1,908 | $1,611 |
Babylon, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Babylon, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,799 |
| 20 Years | $2,296 |
| 30 Years | $1,769 |
| 40 Years | $1,702 |
| 50 Years | $1,576 |
| 60 Years | $1,598 |
| 70 Years | $1,860 |
Babylon, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Babylon, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,074 | $500 |
| 3 Vehicles | $4,610 | $751 |
| 4 Vehicles | $6,147 | $1,001 |
Savings on 2 Vehicles bundle:$500
Savings on 3 Vehicles bundle:$751
Savings on 4 Vehicles bundle:$1,001
Babylon, NY Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Babylon, NY.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Babylon | $1,787 | $2,696 |
| Oak Beach-Captree | $1,869 | $2,820 |
| Gilgo | $1,806 | $2,725 |
| Lindenhurst | $1,790 | $2,701 |
| Copiague | $1,760 | $2,655 |
| West Islip | $1,825 | $2,753 |
| West Bay Shore | $1,828 | $2,758 |
| West Babylon | $1,787 | $2,696 |
Babylon, NY Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,533 |
| Excellent (740-799) | $1,750 |
| Good (670-739) | $1,862 |
| Average (580-669) | $2,429 |
| Poor (300-579) | $2,915 |
Babylon, NY Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Norton & Siegel | Travelers | 2 E MAIN ST, BABYLON, 11702 | 631-669-0365 |
| Zohreh Khalilzadeh | Allstate | 610 Broadhollow Rd, Melville, 11747 | (631) 861-3890 |
| Monica Murphy | State Farm | 1750 5th Ave Ste 8, Bay Shore, 11706-3438 | 631-273-1800 |
| William F Jankowski Agency Inc | Travelers | 382 WEST MAIN STREET, BABYLON, 11702 | 631-376-2200 |
| Anthony J Wiszowaty | Nationwide | 4863 Merrick Rd, Massapequa Park, 11762-3804 | (516) 264-5700 |
| Jay Tee Insurance | Travelers | 1891 DEER PARK AVENUE, DEER PARK, 11729 | 631-242-3900 |
| Bknb Associates, Inc. Dba Anderson Associates | None | 7 Fire Island Ave , Babylon, 11702 | None |
| Li Insurance Brokers Llc | Travelers | 348 MAIN ST, FARMINGDALE, 11735 | 516-798-0087 |
| Peter Kelly | State Farm | 349 Merrick Rd, Lynbrook, 11563-2517 | 516-599-5400 |
| Saperstein Agency Inc | Travelers | 901 N Broadway North , Massapequa, 11758 | None |
| C M & F Group, Inc. | Travelers | 99 HUDSON ST 12TH FL, NEW YORK, 10013 | 212-233-8911 |
Babylon, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$79 | $1,866 |
| Driver's Failure In Showing Documents | +$173 | $1,960 |
| Driving With An Expired Registration | +$184 | $1,971 |
| Driving At A Considerably Slow Pace | +$388 | $2,175 |
| Using A Cellphone While Driving | +$409 | $2,196 |
| Running A Red Light | +$416 | $2,203 |
| Speeding | +$438 | $2,225 |
| Driving A Vehicle Without The Required Permission | +$556 | $2,343 |
| Driving With An Expired/Suspended License | +$1,204 | $2,991 |
Babylon, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,716 |
| Active Disabling Device | $1,716 |
| Tracking Device | $1,680 |
| Passive Disabling Device | $1,662 |
Latest Auto Insurance Reviews in Babylon, NY | Back to Top
UsaaThe insurance company is very quick to respond to our calls and questions. So far we have not had any claims to file, but I feel confident if we did that we would be well covered.
Erie InsuranceWe have used this company for almost 10 years. We use home and auto policy which is not done compared to some companies that do not do that.
Farmer's InsuranceMy car and home is bundled into one and they have a great rate. I live in a town that has a higher price and i still think that it is reasonable.
The General Insuranceall of the other companies offer the same but General is the lowest in price
The General Insuranceall of the other companies offer the same but General is the lowest in price
UsaaAs long as you're making payments on your car, the lender usually requires you to have full coverage car insurance also known as comprehensive coverage and collision coverage.
Narragansett Bay Insurance CompanyI like the customer support that is provided by Narragansett Bay Insurance Company. As mentioned before I get to work with one person from start to finish which I love. It is nice knowing I have a single point of contact.
Safeco InsuranceOverall, I like the customer service. They are always there with quick answers even if I feel it's a dumb question. The premium is high but not as high as any other company.
GeicoOther companies did not have the same level of care as this one had. I was really happy with what I had here and the people here all went above and beyond to do their best for me.
Selective Of S.Ca little disappointed by the benefits we received very little benefit
UsaaI have never found anything that I disliked. Every interaction has been great and they have always helped with any problems I may have.
AllstateWe like being able to save by bundling our home, auto and flood policies. Some other companies would not be able to provide all of the coverage.
State FarmI wish State Farm would offer a vanishing deductible as I have seen with Allstate. Other companies also offer incentives that State Farm does not.