Babylon Auto Insurance Rates, Quotes, Agents & Reviews in NY

Babylon, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Babylon, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Babylon, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Babylon, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Babylon, NY with that of other cities in and around Babylon.

Babylon Lindenhurst Copiague West Babylon Gilgo West Bay Shore
Average Insurance Rates $1,787 $1,790 $1,760 $1,787 $1,806 $1,828

Babylon, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Babylon, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Babylon $1,015 $857
Oak Beach-Captree $1,925 $1,626
Gilgo $1,700 $1,436
Lindenhurst $1,346 $1,137
Copiague $1,520 $1,284
West Islip $1,800 $1,521
West Bay Shore $1,943 $1,641
West Babylon $1,908 $1,611

Babylon, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Babylon, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,799
20 Years $2,296
30 Years $1,769
40 Years $1,702
50 Years $1,576
60 Years $1,598
70 Years $1,860

Babylon, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Babylon, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,074 $500
3 Vehicles $4,610 $751
4 Vehicles $6,147 $1,001

Savings on 2 Vehicles bundle:$500

Savings on 3 Vehicles bundle:$751

Savings on 4 Vehicles bundle:$1,001


Babylon, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Babylon, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Babylon $1,787 $2,696
Oak Beach-Captree $1,869 $2,820
Gilgo $1,806 $2,725
Lindenhurst $1,790 $2,701
Copiague $1,760 $2,655
West Islip $1,825 $2,753
West Bay Shore $1,828 $2,758
West Babylon $1,787 $2,696

Babylon, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,533
Excellent (740-799) $1,750
Good (670-739) $1,862
Average (580-669) $2,429
Poor (300-579) $2,915

Babylon, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Norton & Siegel Travelers 2 E MAIN ST, BABYLON, 11702 631-669-0365
Zohreh Khalilzadeh Allstate 610 Broadhollow Rd, Melville, 11747 (631) 861-3890
Monica Murphy State Farm 1750 5th Ave Ste 8, Bay Shore, 11706-3438 631-273-1800
William F Jankowski Agency Inc Travelers 382 WEST MAIN STREET, BABYLON, 11702 631-376-2200
Anthony J Wiszowaty Nationwide 4863 Merrick Rd, Massapequa Park, 11762-3804 (516) 264-5700
Jay Tee Insurance Travelers 1891 DEER PARK AVENUE, DEER PARK, 11729 631-242-3900
Bknb Associates, Inc. Dba Anderson Associates None 7 Fire Island Ave , Babylon, 11702 None
Li Insurance Brokers Llc Travelers 348 MAIN ST, FARMINGDALE, 11735 516-798-0087
Peter Kelly State Farm 349 Merrick Rd, Lynbrook, 11563-2517 516-599-5400
Saperstein Agency Inc Travelers 901 N Broadway North , Massapequa, 11758 None
C M & F Group, Inc. Travelers 99 HUDSON ST 12TH FL, NEW YORK, 10013 212-233-8911

Babylon, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$79 $1,866
Driver's Failure In Showing Documents +$173 $1,960
Driving With An Expired Registration +$184 $1,971
Driving At A Considerably Slow Pace +$388 $2,175
Using A Cellphone While Driving +$409 $2,196
Running A Red Light +$416 $2,203
Speeding +$438 $2,225
Driving A Vehicle Without The Required Permission +$556 $2,343
Driving With An Expired/Suspended License +$1,204 $2,991

Babylon, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,716
Active Disabling Device $1,716
Tracking Device $1,680
Passive Disabling Device $1,662

Latest Auto Insurance Reviews in Babylon, NY | Back to Top

Usaa
The insurance company is very quick to respond to our calls and questions. So far we have not had any claims to file, but I feel confident if we did that we would be well covered.
Erie Insurance
We have used this company for almost 10 years. We use home and auto policy which is not done compared to some companies that do not do that.
Farmer's Insurance
My car and home is bundled into one and they have a great rate. I live in a town that has a higher price and i still think that it is reasonable.
The General Insurance
all of the other companies offer the same but General is the lowest in price
The General Insurance
all of the other companies offer the same but General is the lowest in price
Usaa
As long as you're making payments on your car, the lender usually requires you to have full coverage car insurance also known as comprehensive coverage and collision coverage.
Narragansett Bay Insurance Company
I like the customer support that is provided by Narragansett Bay Insurance Company. As mentioned before I get to work with one person from start to finish which I love. It is nice knowing I have a single point of contact.
Safeco Insurance
Overall, I like the customer service. They are always there with quick answers even if I feel it's a dumb question. The premium is high but not as high as any other company.
Geico
Other companies did not have the same level of care as this one had. I was really happy with what I had here and the people here all went above and beyond to do their best for me.
Selective Of S.C
a little disappointed by the benefits we received very little benefit
Usaa
I have never found anything that I disliked. Every interaction has been great and they have always helped with any problems I may have.
Allstate
We like being able to save by bundling our home, auto and flood policies. Some other companies would not be able to provide all of the coverage.
State Farm
I wish State Farm would offer a vanishing deductible as I have seen with Allstate. Other companies also offer incentives that State Farm does not.