Babylon, NY Auto Insurance Rates
Babylon, NY residents can save $780 by comparing multiple quotes & reading reviews & research on Babylon car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1294 | $1941 | $3091 |
Latest Auto Insurance Reviews in Babylon, New York
We have used this company for almost 10 years. We use home and auto policy which is not done compared to some companies that do not do that.
My car and home is bundled into one and they have a great rate. I live in a town that has a higher price and i still think that it is reasonable.
all of the other companies offer the same but General is the lowest in price
all of the other companies offer the same but General is the lowest in price
As long as you're making payments on your car, the lender usually requires you to have full coverage car insurance also known as comprehensive coverage and collision coverage.
I like the customer support that is provided by Narragansett Bay Insurance Company. As mentioned before I get to work with one person from start to finish which I love. It is nice knowing I have a single point of contact.
Overall, I like the customer service. They are always there with quick answers even if I feel it's a dumb question. The premium is high but not as high as any other company.
Other companies did not have the same level of care as this one had. I was really happy with what I had here and the people here all went above and beyond to do their best for me.
a little disappointed by the benefits we received very little benefit
I have never found anything that I disliked. Every interaction has been great and they have always helped with any problems I may have.
We like being able to save by bundling our home, auto and flood policies. Some other companies would not be able to provide all of the coverage.
I wish State Farm would offer a vanishing deductible as I have seen with Allstate. Other companies also offer incentives that State Farm does not.
- Single 57 Years old Male licensed 20 years ago with Own Chevrolet Malibu LT used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- bachelors degree & Part Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Babylon Car Insurance Rate Comparisons
Babylon, NY's average car insurance of $1941 differs from Copiague, NY (-$831), West Babylon (-$851), North Babylon (-$851) and New York (-$572)
| Babylon | Copiague, NY | West Babylon | North Babylon | New York | |
| Median Insurance Rates | $1941 | -$831 | -$851 | -$851 | -$572 |
Babylon Car Insurance Savings By Neighborhood & Street Area
| Babylon Driver Street Residence & Car Locations | Car Details in Babylon | Babylon Driver Demographics | Babylon Auto Insurance Estimates | Recent Babylon Insurance Savings |
|---|---|---|---|---|
| Pine Aire | ||||
| Elmira St | 2008 Ford Fusion V6 SEL | 64 year male senior | $2172 | $756 |
| Monmouth St | 2001 Chevrolet Silverado K2500 Heavy Duty | 74 year senior | $2104 | $459 |
| Half Hollow | ||||
| N 17 | 2007 Buick Rainier CXL | 19 year female teenager | $3449 | $960 |
| S 23rd St | 2013 Hyundai Sonata GLS | 28 year married man | $2497 | $615 |
| Gildersleeve Park For Mobile Homes | ||||
| Roneck Dr | 2005 Chrysler Pacifica Touring | 49 year married woman | $1591 | $792 |
| Remsen St | 2011 Toyota Prius I | 17 year teenager | $3557 | $552 |
| Amity Harbor | ||||
| Harbor S | 2012 Nissan Rogue S | 26 year man | $2535 | $629 |
| Victoria Dr | 2013 Honda Civic LX | 28 year woman | $1623 | $463 |
| Lower Melville | ||||
| Waterford Dr | 2011 Mazda MAZDASPEED3 Sport | 16 year male teenager | $3762 | $932 |
| Cabot St | 2012 Kia Sorento LX | 62 year female senior | $1835 | $957 |
Babylon Post DUI Car Insurance Rates
| Babylon | North Lindenhurst | Brightwaters | Oak Beach-Captree | New York | |
| Median Post DUI Insurance Rate | $3610 | -$1564 | -$207 | -$300 | -$1064 |
| Male Teenager Post DUI Insurance Rate | $7616 | -$3299 | -$435 | -$632 | -$2245 |
| Female Teenager Post DUI Insurance Rate | $7075 | -$3065 | -$406 | -$588 | -$2085 |
The Post DUI insurance in Babylon, NY's is $3610 compared to North Lindenhurst (-$1564), Brightwaters (-$207), Oak Beach-Captree (-$300) and New York (-$1064)
In Babylon, a male teenager with Post DUI pays $541 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rainier CXL in Babylon, NY would pay $6906 on auto insurance while a female teenager POST DUI would pay $6415.
Babylon Car Insurance by Segment
Babylon Teenagers Car Insurance Rates Comparison
15276 Babylon Teenagers (7% of total population), 50% Male & 50% Female.
| Babylon | Fire Island | North Amityville | West Babylon | New York | |
| All Teenagers | $3959 | -$1899 | -$1389 | -$1736 | -$1167 |
| Male Teenager | $4095 | -$1964 | -$1437 | -$1796 | -$1207 |
| Female Teenager | $3804 | -$1825 | -$1335 | -$1668 | -$1121 |
Babylon teenagers pay $3959 in insurance in contrast with Fire Island (-$1899), North Amityville (-$1389), West Babylon (-$1736) and New York (-$1167). The difference between Male & Female teenagers in Babylon is $291
Example
- 2008 Lexus GS 350 Base Male Teenager Insurance Rate $4709
- 2011 Lincoln MKZ AWD Female Teenager Insurance Rate $3918
Babylon Men & Women Car Insurance
213687 Babylon Adults (100% of total population), 48% Men & 52% Women.
| Babylon | Fire Island | North Lindenhurst | Brightwaters | New York | |
| All Women | $1805 | -$866 | -$782 | -$104 | -$532 |
| Married Women | $1746 | -$837 | -$756 | -$99 | -$514 |
| All Men | $2697 | -$1294 | -$1168 | -$154 | -$795 |
| Married Men | $2600 | -$1247 | -$1126 | -$148 | -$766 |
The typical insurance rate of $2697 that Babylon Men pay varies from Fire Island (-$1294), North Lindenhurst (-$1168), Brightwaters (-$154) and New York (-$795). In Babylon, married men pay $854 more than married women.
Example
- 2006 Cadillac XLR Married Men Insurance Rate $2639
- 2014 Volkswagen Beetle 2.5 Married Women Insurance Rate $2460
Babylon Senior Car Insurance
38355 Babylon Seniors (17% of total population), 42% Senior Men & 58% Senior Women.
| Babylon | Wyandanch | Oak Beach-Captree | Gilgo | New York | |
| All Seniors | $2193 | -$510 | -$182 | -$46 | -$647 |
| Senior Men | $2329 | -$541 | -$193 | -$49 | -$687 |
| Senior Women | $2018 | -$469 | -$167 | -$42 | -$595 |
Babylon seniors pay $2193 in insurance compared to Wyandanch (-$510), Oak Beach-Captree (-$182), Gilgo (-$46) and New York (-$647). In Babylon, senior men pay $311 more than senior women.
Babylon Car Insurance Discounts for Multiple Vehicles
Babylon Population with 1 Vehicle 19091 (27% of Babylon population), 2 Vehicles 27907 (40% of the Babylon population) and 3 vehicles 11530 (17% of the population)
| Babylon | North Lindenhurst | East Massapequa | Brightwaters | New York | |
| 2 Vehicles | $3688 | -$1598 | -$306 | -$211 | -$1086 |
| 3 Vehicles | $5629 | -$2439 | -$467 | -$322 | -$1658 |
| 4 Vehicles | $7570 | -$3280 | -$628 | -$433 | -$2230 |
Babylon Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Audi, Q7 S-line Prestige | $400 | $2210 | $2610 | $2050 | $2450 | $160 |
| Audi, TT 2.0T Quattro | $700 | $2180 | $2680 | $2040 | $2740 | $-60 |
| Mazda, Mazdaspeed3 | $1500 | $2230 | $2730 | $2110 | $3610 | $-880 |
| GMC, Terrain SLE1 | $300 | $2300 | $2600 | $2150 | $2450 | $150 |
| Toyota, Prius | $100 | $2150 | $2250 | $2030 | $2130 | $120 |