Badger Auto Insurance Rates, Quotes, Agents & Reviews in AK

Badger, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Badger, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Badger, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Badger, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Badger, AK with that of other cities in and around Badger.

Badger South Van Horn Moose Creek Farmers Loop Steele Creek Fairbanks
Average Insurance Rates $1,157 $1,066 $1,148 $1,298 $1,511 $1,147

Badger, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Badger, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Badger $1,529 $1,291
North Pole $1,166 $985
Fairbanks $1,602 $1,353
Moose Creek $1,581 $1,335
Steele Creek $2,109 $1,782
Two Rivers $1,458 $1,232
Farmers Loop $1,418 $1,198
South Van Horn $1,391 $1,175

Badger, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Badger, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,754
20 Years $1,487
30 Years $1,145
40 Years $1,102
50 Years $1,020
60 Years $1,034
70 Years $1,204

Badger, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Badger, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,967 $347
3 Vehicles $2,950 $521
4 Vehicles $3,934 $694

Savings on 2 Vehicles bundle:$347

Savings on 3 Vehicles bundle:$521

Savings on 4 Vehicles bundle:$694


Badger, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Badger, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Badger $1,157 $1,806
North Pole $1,155 $1,803
Fairbanks $1,147 $1,790
Moose Creek $1,148 $1,792
Steele Creek $1,511 $2,359
Two Rivers $1,998 $3,119
Farmers Loop $1,298 $2,026
South Van Horn $1,066 $1,664

Badger, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $993
Excellent (740-799) $1,133
Good (670-739) $1,206
Average (580-669) $1,573
Poor (300-579) $1,887

Badger, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,208
Driver's Failure In Showing Documents +$112 $1,269
Driving With An Expired Registration +$119 $1,276
Driving At A Considerably Slow Pace +$251 $1,408
Using A Cellphone While Driving +$265 $1,422
Running A Red Light +$270 $1,427
Speeding +$283 $1,440
Driving A Vehicle Without The Required Permission +$360 $1,517
Driving With An Expired/Suspended License +$780 $1,937

Badger, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,111
Active Disabling Device $1,111
Tracking Device $1,088
Passive Disabling Device $1,076