Baker Auto Insurance Rates, Quotes, Agents & Reviews in LA

Baker, LA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Baker, LA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Baker, LA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Baker, LA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Baker, LA with that of other cities in and around Baker.

Baker Brownfields Merrydale Monticello Zachary East Baton Rouge
Average Insurance Rates $2,419 $2,443 $2,393 $2,441 $2,561 $2,502

Baker, LA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Baker, LA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Baker $1,503 $1,269
Brownfields $1,094 $924
East Baton Rouge $1,514 $1,279
Zachary $1,521 $1,285
Merrydale $1,505 $1,271
Central $1,381 $1,167
Monticello $1,456 $1,230
Baton Rouge $1,324 $1,118

Baker, LA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Baker, LA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $7,849
20 Years $3,108
30 Years $2,394
40 Years $2,303
50 Years $2,133
60 Years $2,163
70 Years $2,517

Baker, LA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Baker, LA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $4,161 $677
3 Vehicles $6,241 $1,016
4 Vehicles $8,321 $1,355

Savings on 2 Vehicles bundle:$677

Savings on 3 Vehicles bundle:$1,016

Savings on 4 Vehicles bundle:$1,355


Baker, LA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Baker, LA.

Location Average Insurance Cost Post DUI Insurance Rate
Baker $2,419 $3,353
Brownfields $2,443 $3,386
East Baton Rouge $2,502 $3,468
Zachary $2,561 $3,550
Merrydale $2,393 $3,317
Central $2,529 $3,505
Monticello $2,441 $3,383
Baton Rouge $2,444 $3,388

Baker, LA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $2,075
Excellent (740-799) $2,369
Good (670-739) $2,521
Average (580-669) $3,289
Poor (300-579) $3,946

Baker, LA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
James Peterson Allstate 19900 Old Scenic Hwy Ste C, Zachary, 70791 (225) 654-7817
Michael Loolara State Farm 8755 Sullivan Rd Ste C Bldg 3, Baton Rouge, 70818-6031 225-262-4343
John Hendry Insurance Agency Inc Liberty Mutual Independent 4833 Main Street, Zachary, 70791 (225) 304-4060
Warren Gray Allstate 6651 Sullivan Rd, Greenwell Springs, 70739 (225) 261-7997
Warren Gray Allstate 6651 Sullivan Rd, Greenwell Springs, 70739 (225) 261-7997
Warren Gray Allstate 6651 Sullivan Rd, Greenwell Springs, 70739 (225) 261-7997
Debra Tarter State Farm 777 Michigan Ave Ste B, Port Allen, 70767-2357 225-346-1676
Jeremy Jackson Clu, Chfc State Farm 6224 Winbourne Ave, Baton Rouge, 70805-6268 225-355-7765
James Doiron Allstate 19900 Old Scenic Hwy Ste C, Zachary, 70791 (225) 654-7817
James Doiron Allstate 19900 Old Scenic Hwy Ste C, Zachary, 70791 (225) 654-7817
Community Financial Insurance Center, Llc None 4212 American Way, Ste A , Baton Rouge, 70816 None
Blumberg And Assoc Travelers 121 W PINE STREET, PONCHATOULA, 70454 985-386-3511

Baker, LA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$106 $2,525
Driver's Failure In Showing Documents +$235 $2,654
Driving With An Expired Registration +$249 $2,668
Driving At A Considerably Slow Pace +$525 $2,944
Using A Cellphone While Driving +$554 $2,973
Running A Red Light +$564 $2,983
Speeding +$593 $3,012
Driving A Vehicle Without The Required Permission +$752 $3,171
Driving With An Expired/Suspended License +$1,630 $4,049

Baker, LA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,322
Active Disabling Device $2,322
Tracking Device $2,274
Passive Disabling Device $2,250