Bakersfield, CA Auto Insurance Rates
Bakersfield, CA residents can save $530 by comparing multiple quotes & reading reviews & research on Bakersfield car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $977 | $1337 | $1978 |
Latest Auto Insurance Reviews in Bakersfield, California
Allstate
Allstate offers the same kind of coverage other companies offer. I was able to get a lower premium with allstate and that is why i changed companies
Allstate offers the same kind of coverage other companies offer. I was able to get a lower premium with allstate and that is why i changed companies
Safeco Insurance
We have the basic coverage, although there were other options that we used to have when we were in another state. The flexibility of the options was helpful, and definitely included some things that we had not been offered by other companies (windscreen replacement, for example).
We have the basic coverage, although there were other options that we used to have when we were in another state. The flexibility of the options was helpful, and definitely included some things that we had not been offered by other companies (windscreen replacement, for example).
Safeco Insurance
We have the basic coverage, although there were other options that we used to have when we were in another state. The flexibility of the options was helpful, and definitely included some things that we had not been offered by other companies (windscreen replacement, for example).
We have the basic coverage, although there were other options that we used to have when we were in another state. The flexibility of the options was helpful, and definitely included some things that we had not been offered by other companies (windscreen replacement, for example).
Geico
Geico offered my comparable policies and details of the policy compared to the other insurance providers. Their bundle packages are not as great and can definitely be improved.
Geico offered my comparable policies and details of the policy compared to the other insurance providers. Their bundle packages are not as great and can definitely be improved.
Geico
I like the company because I benefit from them fully. I can get what I need when I need it and I've never had any trouble with them. I've been with them for over 10 years and I will most likely stay with them from now on
I like the company because I benefit from them fully. I can get what I need when I need it and I've never had any trouble with them. I've been with them for over 10 years and I will most likely stay with them from now on
State Farm
I like hour friendly and helpful everybody at the company is. They make me feel valued. I also appreciate the ease of accessibility-and that they don't charge much more for it.
I like hour friendly and helpful everybody at the company is. They make me feel valued. I also appreciate the ease of accessibility-and that they don't charge much more for it.
Geico
probably would be their application at times it seems like a little too simplistic and wish that I could have more information on it in term of just more detail and different breakdowns that would be nice to look at like charts or statistics.
probably would be their application at times it seems like a little too simplistic and wish that I could have more information on it in term of just more detail and different breakdowns that would be nice to look at like charts or statistics.
Progressive
I'm not very familiar with the insurance premiums that other companies offer so I'm not sure I can make a comparison. However, I did just receive a notice that my rate was going down.
I'm not very familiar with the insurance premiums that other companies offer so I'm not sure I can make a comparison. However, I did just receive a notice that my rate was going down.
Esurance
The only complaint is that when I set it up they had a lot of trouble getting my online account set up for some reason. They couldn't just fix it, and the access didn't come through right away. I think I waited about a week before I could view any of my information online, which was mildly annoying.
The only complaint is that when I set it up they had a lot of trouble getting my online account set up for some reason. They couldn't just fix it, and the access didn't come through right away. I think I waited about a week before I could view any of my information online, which was mildly annoying.
Safeco Insurance
They seem that I can reach them at most times including most holidays which is really nice and something that I want.
They seem that I can reach them at most times including most holidays which is really nice and something that I want.
Geico
I like that the company has a good reputation. I also like that the company gives me good coverage options and that I can get discounts the more things I add to my policy.
I like that the company has a good reputation. I also like that the company gives me good coverage options and that I can get discounts the more things I add to my policy.
Allstate
Overall we have had no issues whenever we have had to make a claim. The auto glass coverage is good.
Overall we have had no issues whenever we have had to make a claim. The auto glass coverage is good.
Geico, Bakersfield, CA
$141/1 month
Car Insurance Policy Holder
- Single 26 Years old Male licensed 1 year ago with Financed Chevrolet Camaro SS used for Commute to Work or School with estimated annual mileage of 20,001+.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & >3 people are part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 5 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Bakersfield Car Insurance Rate Comparisons
Bakersfield, CA's average car insurance of $1337 differs from Keene, CA (+$313), McFarland, CA (+$1133), Weedpatch, CA (+$1123) and California (+$482)
| Bakersfield | Keene, CA | McFarland, CA | Weedpatch, CA | California | |
| Median Insurance Rates | $1337 | +$313 | +$1133 | +$1123 | +$482 |
Bakersfield Car Insurance Savings By Neighborhood & Street Area
| Bakersfield Driver Street Residence & Car Locations | Car Details in Bakersfield | Bakersfield Driver Demographics | Bakersfield Auto Insurance Estimates | Recent Bakersfield Insurance Savings |
|---|---|---|---|---|
| Kern City | ||||
| Midvale Ct | 2003 Buick Rendezvous CXL | 70 year female senior | $1450 | $459 |
| Oak Fair Way | 2006 Acura TSX Base | 16 year female teenager | $2834 | $842 |
| Oil Junction | ||||
| Universe Ave | 2007 Chrysler 300C | 82 year senior | $1406 | $491 |
| Meadow Hills Ct | 2008 Ford Fusion SE | 21 year woman | $1182 | $531 |
| Edison | ||||
| Marfic St | 2008 Mazda MAZDASPEED3 Sport | 64 year male senior | $1329 | $917 |
| Mary Jane Way | 2010 Nissan Rogue S | 19 year teenager | $2770 | $854 |
| Landco | ||||
| Encina St | 2014 Volkswagen Jetta S | 51 year married man | $1542 | $550 |
| Jacaranda Dr | 2013 Hyundai Sonata GLS | 17 year male teenager | $2862 | $350 |
| Kern | ||||
| 28th St | 2013 Honda Civic U.S. LX | 53 year man | $1479 | $552 |
| 27th St | 2012 Dodge Journey SXT | 43 year married woman | $1326 | $872 |
Bakersfield Post DUI Car Insurance Rates
| Bakersfield | Lamont | Mettler | Buttonwillow | California | |
| Median Post DUI Insurance Rate | $2486 | +$1940 | +$1903 | +$2182 | +$897 |
| Male Teenager Post DUI Insurance Rate | $5420 | +$4229 | +$4147 | +$4756 | +$1954 |
| Female Teenager Post DUI Insurance Rate | $5395 | +$4210 | +$4130 | +$4734 | +$1946 |
The Post DUI insurance in Bakersfield, CA's is $2486 compared to Lamont (+$1940), Mettler (+$1903), Buttonwillow (+$2182) and California (+$897)
In Bakersfield, a male teenager with Post DUI pays $25 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chrysler 300C in Bakersfield, CA would pay $5379 on auto insurance while a female teenager POST DUI would pay $5354.
Bakersfield Car Insurance by Segment
Bakersfield Teenagers Car Insurance Rates Comparison
33392 Bakersfield Teenagers (8% of total population), 52% Male & 48% Female.
| Bakersfield | Fuller Acres | Mexican Colony | Mettler | California | |
| All Teenagers | $2914 | +$2470 | +$2470 | +$2230 | +$1051 |
| Male Teenager | $2914 | +$2470 | +$2470 | +$2230 | +$1051 |
| Female Teenager | $2901 | +$2458 | +$2458 | +$2220 | +$1046 |
Bakersfield teenagers pay $2914 in insurance in contrast with Fuller Acres (+$2470), Mexican Colony (+$2470), Mettler (+$2230) and California (+$1051). The difference between Male & Female teenagers in Bakersfield is $13
Example
- 2009 Cadillac DTS Base Male Teenager Insurance Rate $3237
- 2007 Jeep Commander Overland Female Teenager Insurance Rate $2515
Bakersfield Men & Women Car Insurance
397688 Bakersfield Adults (100% of total population), 49% Men & 51% Women.
| Bakersfield | Greenfield-Panama | Keene | Oildale | California | |
| All Women | $1296 | +$1138 | +$304 | +$1119 | +$468 |
| Married Women | $1256 | +$1103 | +$295 | +$1084 | +$453 |
| All Men | $1697 | +$1490 | +$398 | +$1465 | +$613 |
| Married Men | $1617 | +$1420 | +$379 | +$1395 | +$583 |
The typical insurance rate of $1697 that Bakersfield Men pay varies from Greenfield-Panama (+$1490), Keene (+$398), Oildale (+$1465) and California (+$613). In Bakersfield, married men pay $361 more than married women.
Example
- 2005 Chevrolet Silverado K2500 Heavy Duty Married Men Insurance Rate $1444
- 2010 Audi A5 2.0T quattro Premium Married Women Insurance Rate $1858
Bakersfield Senior Car Insurance
53847 Bakersfield Seniors (13% of total population), 44% Senior Men & 56% Senior Women.
| Bakersfield | Cherokee Strip | Arvin | Oildale | California | |
| All Seniors | $1417 | +$1105 | +$7 | +$1222 | +$511 |
| Senior Men | $1390 | +$1085 | +$7 | +$1199 | +$501 |
| Senior Women | $1443 | +$1127 | +$8 | +$1246 | +$521 |
Bakersfield seniors pay $1417 in insurance compared to Cherokee Strip (+$1105), Arvin (+$7), Oildale (+$1222) and California (+$511). In Bakersfield, senior men pay $53 less than senior women.
Bakersfield Car Insurance Discounts for Multiple Vehicles
Bakersfield Population with 1 Vehicle 43313 (34% of Bakersfield population), 2 Vehicles 47104 (37% of the Bakersfield population) and 3 vehicles 16582 (13% of the population)
| Bakersfield | Keene | Smith Corner | Shafter | California | |
| 2 Vehicles | $2541 | +$594 | +$1981 | -$12 | +$916 |
| 3 Vehicles | $3878 | +$907 | +$3024 | -$18 | +$1398 |
| 4 Vehicles | $5215 | +$1220 | +$4067 | -$24 | +$1880 |
Car Insurance Agents in Bakersfield, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 1500 Commercial Way, Bakersfield, CA 93309 |
| 2 | Abir M Pulskamp | 1100 Mohawk St Ste 240, Bakersfield, CA 93309 |
| 3 | Adam Forte | 2623 F St Ste K, Bakersfield, CA 93301 |
| 4 | Adam Hopkins | 5500 Ming Ave Ste 180, Bakersfield, CA 93309 |
| 5 | Alliant Insurance Services | 5001 California Ave Ste 106, Bakersfield, CA 93309 |
| 6 | Amer Mohamed | 8730 Harris Rd Unit 200, Bakersfield, CA 93311 |
| 7 | Ana M Arreola | 4800 Stockdale Hwy Ste 316, Bakersfield, CA 93309 |
| 8 | Angela Williams | 8224 Espresso Dr Ste 100b, Bakersfield, CA 93312 |
| 9 | ANPAC Agency | 900 Mohawk St Ste 230, Bakersfield, CA 93309 |
| 10 | Arthur Caballero | 2001 22nd St Ste 200, Bakersfield, CA 93301 |
Bakersfield Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mitsubishi, Lancer ES | $700 | $1360 | $1860 | $1280 | $1980 | $-120 |
| Volvo, XC60 T6 AWD | $100 | $1370 | $1470 | $1260 | $1360 | $110 |
| Chevrolet, Corvette | $200 | $1330 | $1530 | $1220 | $1420 | $110 |
| Scion, xD | $1500 | $1360 | $1860 | $1260 | $2760 | $-900 |
| Jaguar, XK | $300 | $1400 | $1700 | $1320 | $1620 | $80 |