Bakerstown Auto Insurance Rates, Quotes, Agents & Reviews in PA

Bakerstown, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bakerstown, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bakerstown, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bakerstown, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bakerstown, PA with that of other cities in and around Bakerstown.

Bakerstown Curtisville Bairdford Mars West Deer Gibsonia
Average Insurance Rates $1,593 $1,365 $1,356 $1,442 $1,424 $1,452

Bakerstown, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bakerstown, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bakerstown $1,916 $1,618
Gibsonia $1,455 $1,229
Valencia $1,319 $1,114
Bairdford $1,168 $987
West Deer $2,199 $1,857
Hampton $1,369 $1,156
Curtisville $1,406 $1,188
Mars $1,466 $1,238

Bakerstown, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bakerstown, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,169
20 Years $2,047
30 Years $1,577
40 Years $1,517
50 Years $1,405
60 Years $1,424
70 Years $1,658

Bakerstown, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bakerstown, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,804 $382
3 Vehicles $4,206 $573
4 Vehicles $5,607 $765

Savings on 2 Vehicles bundle:$382

Savings on 3 Vehicles bundle:$573

Savings on 4 Vehicles bundle:$765


Bakerstown, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bakerstown, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Bakerstown $1,593 $2,508
Gibsonia $1,452 $2,286
Valencia $1,428 $2,248
Bairdford $1,356 $2,135
West Deer $1,424 $2,242
Hampton $1,490 $2,345
Curtisville $1,365 $2,149
Mars $1,442 $2,270

Bakerstown, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,367
Excellent (740-799) $1,560
Good (670-739) $1,660
Average (580-669) $2,166
Poor (300-579) $2,598

Bakerstown, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Mcdonald State Farm 8135 Perry Hwy, Pittsburgh, 15237-5233 412-364-0550
Doug Bentrem State Farm 8130 Perry Hwy, Pittsburgh, 15237-5250 412-367-0500
Pete Piotrowski State Farm 11565 Perry Hwy Ste 4, Wexford, 15090-8799 724-935-6330
George Auge Farmers 2009 Mackenzie Way Ste 320, Cranberry Township, 16066 (412) 200-6418
First Niagara Insurance Agency Travelers 125 HILLVUE LN, PITTSBURGH, 15237 412-318-8100
Nextier Insurance Services Llc None 200 Swinderman Rd Wexford, Pine, 15090 None
Todd Derbaum State Farm 8035 McKnight Rd Ste 303, Pittsburgh, 15237-3036 412-367-3710
Iii-Diemert Ins Inc Travelers 1010 PERRY HWY, PITTSBURGH, 15237 412-367-8810

Bakerstown, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,663
Driver's Failure In Showing Documents +$155 $1,748
Driving With An Expired Registration +$164 $1,757
Driving At A Considerably Slow Pace +$346 $1,939
Using A Cellphone While Driving +$365 $1,958
Running A Red Light +$371 $1,964
Speeding +$390 $1,983
Driving A Vehicle Without The Required Permission +$495 $2,088
Driving With An Expired/Suspended License +$1,074 $2,667

Bakerstown, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,529
Active Disabling Device $1,529
Tracking Device $1,497
Passive Disabling Device $1,481