Balch Springs Auto Insurance Rates, Quotes, Agents & Reviews in TX

Balch Springs, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Balch Springs, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Balch Springs, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Balch Springs, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Balch Springs, TX with that of other cities in and around Balch Springs.

Balch Springs Wilmer Forney Northeast Dallas Hutchins Mesquite
Average Insurance Rates $1,860 $1,823 $1,442 $1,964 $1,851 $1,527

Balch Springs, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Balch Springs, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Balch Springs $1,944 $1,642
Mesquite $2,159 $1,824
Seagoville $1,589 $1,342
Sunnyvale $2,349 $1,984
Hutchins $1,471 $1,242
Wilmer $1,588 $1,342
Northeast Dallas $1,380 $1,166
Forney $1,145 $967

Balch Springs, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Balch Springs, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,035
20 Years $2,390
30 Years $1,841
40 Years $1,771
50 Years $1,640
60 Years $1,663
70 Years $1,936

Balch Springs, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Balch Springs, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,162 $558
3 Vehicles $4,743 $837
4 Vehicles $6,324 $1,116

Savings on 2 Vehicles bundle:$558

Savings on 3 Vehicles bundle:$837

Savings on 4 Vehicles bundle:$1,116


Balch Springs, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Balch Springs, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Balch Springs $1,860 $2,896
Mesquite $1,527 $2,377
Seagoville $1,864 $2,902
Sunnyvale $2,197 $3,420
Hutchins $1,851 $2,882
Wilmer $1,823 $2,838
Northeast Dallas $1,964 $3,057
Forney $1,442 $2,245

Balch Springs, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,596
Excellent (740-799) $1,822
Good (670-739) $1,938
Average (580-669) $2,529
Poor (300-579) $3,034

Balch Springs, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Read Castleberry State Farm 9043 Garland Rd, Dallas, 75218-3919 214-660-9990
Anil Mathew Allstate 4321 N Belt Line Rd Ste 300, Mesquite, 75150 (972) 203-9800
Vincent Greene Allstate 1331 US Highway 80 E Ste 200, Mesquite, 75150 (972) 288-2288
Clarence Knighten Allstate 310 E Interstate 30 Ste B104, Garland, 75043 (972) 200-0133
Steve Whitworth Allstate 3330 N Galloway Ave Ste 310, Mesquite, 75150 (972) 686-5987
Catherine Duncan Ins Agency Pllc Travelers 6116 N CENTRAL EXPRESSWAY STE 510, DALLAS, 75206 214-363-6300
John Hamman State Farm 8330 Abrams Rd Ste 104, Dallas, 75243-7590 214-341-3050
Jd Ins Agency Of Mesquite Llc Travelers 3939 US HWY 80 E STE 155, MESQUITE, 75150 972-682-9599
Debra Callaway Travelers 310 EAST 1-30 SUITE M114, GARLAND, 75043 972-226-2422
Joe Pearce State Farm Casa Linda Plaza, Dallas, 75218-3526 214-327-9315
Horace Wallace Lutcf Farmers 18601 Lbj Fwy Ste 701, Mesquite, 75150 (214) 327-7356

Balch Springs, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,942
Driver's Failure In Showing Documents +$180 $2,040
Driving With An Expired Registration +$192 $2,052
Driving At A Considerably Slow Pace +$404 $2,264
Using A Cellphone While Driving +$426 $2,286
Running A Red Light +$433 $2,293
Speeding +$456 $2,316
Driving A Vehicle Without The Required Permission +$578 $2,438
Driving With An Expired/Suspended License +$1,254 $3,114

Balch Springs, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,786
Active Disabling Device $1,786
Tracking Device $1,748
Passive Disabling Device $1,730

Latest Auto Insurance Reviews in Balch Springs, TX | Back to Top

Usaa
My policy is much better than any other car insurance company that I've ever been with. They tailor made it to fit my needs and they will willingly change it if I ever feel like there is something about it that I'm not using or that I don't like.
Usaa
My policy is much better than any other car insurance company that I've ever been with. They tailor made it to fit my needs and they will willingly change it if I ever feel like there is something about it that I'm not using or that I don't like.
Progressive
I like the service and options for receiving payment when I have a claim/damage to my vehicle. They are also very polite when speaking with them.