Balch Springs, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Balch Springs, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Save Up to $558 on Auto Insurance in Balch Springs, TX
The average cost of car insurance in Balch Springs, TX, is $1,860. Zimlon, through its research, found that car owners in Balch Springs, TX, can get multiple discounts on car insurance by considering various factors like location, age of the driver, and credit scores. Below is a list by Zimlon highlighting such factors and various discounts available for car owners in Balch Springs, TX.
Neighborhood & Street Area:
The neighborhood one lives in Balch Springs, TX, influences the cost of car insurance. The make and model of the vehicle, rate of auto thefts in the neighborhood, and age of the driver are some crucial factors that can reduce or increase the cost of car insurance within the city. Zimlon offers the service of finding accurate insurance quotes using one’s zip code.
Multi-Car Insurance:
Car owners in Balch Springs, TX, can obtain discounts if they insure multiple vehicles with the same insurer. Insurance companies offer attractive discounts for bundling as well. Car owners can save more by purchasing their life, auto, and home insurance from the same insurance company. The average savings one can obtain in Balch Springs, TX, are as follows:
Age of the Driver:
Car owners in Balch Springs, TX, can make the cost of car insurance less expensive and get various discounts by comparing multiple policies offered by different insurance companies. According to Zimlon’s analysis, teenagers and young drivers pay more car insurance costs than older drivers as insurance companies consider them as less responsible drivers. The average cost of car insurance in Balch Springs, TX, for a teenager, is $6,035. For a 20-year-old driver, insurance costs come up to $2,390, whereas, for drivers between the ages of 30 to 60 years it is less than $2000.
Anti-Theft Feature:
Cars that are equipped with safety devices are less prone to thefts. Therefore, auto insurance companies in Balch Springs, TX, provide a considerable amount of discounts to vigilant car owners. The discounts can depend on the type and number of safety devices installed. According to Zimlon’s research, car owners in Balch Springs, TX, can get car insurance for $1,786 by installing safety devices like an audible alarm and active disabling device. Installing additional anti-theft features like tracking devices and passive disabling devices can further reduce the cost of car insurance to $1,748 and $1,730 respectively.
Credit Score:
Car owners in Balch Springs, TX, can also make car insurance less expensive by maintaining positive credit scores. Several auto insurance companies provide considerable discounts to car owners that have a higher positive credit score and a clean driving history. Zimlon’s research found that car owners with a “good” credit score of 670-739 will have to pay $1,938. Whereas, for a “poor” credit score of 300-579 cost of car insurance in Balch Springs, TX, can get as high as $3,034.
Factors that can influence the cost of car insurance in Balch Springs, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Balch Springs, TX Auto Insurance Rates
- Balch Springs, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Balch Springs, TX
- Multi Vehicle Insurance Savings in Balch Springs, TX
- How Credit Score Affects Car Insurance Rates in Balch Springs, TX
- How DUI Affects Auto Insurance Premiums in Balch Springs, TX
- Top Auto Insurance Agents Near Balch Springs, TX
- How Driving Violations Affect Auto Insurance Rates in Balch Springs, TX
- Balch Springs, TX Auto Insurance Discounts on Anti Theft Feature
- Balch Springs, TX Auto Insurance Company Reviews
Balch Springs, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Balch Springs, TX with that of other cities in and around Balch Springs.
| Balch Springs | Wilmer | Forney | Northeast Dallas | Hutchins | Mesquite | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,860 | $1,823 | $1,442 | $1,964 | $1,851 | $1,527 |
Balch Springs, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Balch Springs, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Balch Springs | $1,944 | $1,642 |
| Mesquite | $2,159 | $1,824 |
| Seagoville | $1,589 | $1,342 |
| Sunnyvale | $2,349 | $1,984 |
| Hutchins | $1,471 | $1,242 |
| Wilmer | $1,588 | $1,342 |
| Northeast Dallas | $1,380 | $1,166 |
| Forney | $1,145 | $967 |
Balch Springs, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Balch Springs, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,035 |
| 20 Years | $2,390 |
| 30 Years | $1,841 |
| 40 Years | $1,771 |
| 50 Years | $1,640 |
| 60 Years | $1,663 |
| 70 Years | $1,936 |
Balch Springs, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Balch Springs, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,162 | $558 |
| 3 Vehicles | $4,743 | $837 |
| 4 Vehicles | $6,324 | $1,116 |
Savings on 2 Vehicles bundle:$558
Savings on 3 Vehicles bundle:$837
Savings on 4 Vehicles bundle:$1,116
Balch Springs, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Balch Springs, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Balch Springs | $1,860 | $2,896 |
| Mesquite | $1,527 | $2,377 |
| Seagoville | $1,864 | $2,902 |
| Sunnyvale | $2,197 | $3,420 |
| Hutchins | $1,851 | $2,882 |
| Wilmer | $1,823 | $2,838 |
| Northeast Dallas | $1,964 | $3,057 |
| Forney | $1,442 | $2,245 |
Balch Springs, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,596 |
| Excellent (740-799) | $1,822 |
| Good (670-739) | $1,938 |
| Average (580-669) | $2,529 |
| Poor (300-579) | $3,034 |
Balch Springs, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Read Castleberry | State Farm | 9043 Garland Rd, Dallas, 75218-3919 | 214-660-9990 |
| Anil Mathew | Allstate | 4321 N Belt Line Rd Ste 300, Mesquite, 75150 | (972) 203-9800 |
| Vincent Greene | Allstate | 1331 US Highway 80 E Ste 200, Mesquite, 75150 | (972) 288-2288 |
| Clarence Knighten | Allstate | 310 E Interstate 30 Ste B104, Garland, 75043 | (972) 200-0133 |
| Steve Whitworth | Allstate | 3330 N Galloway Ave Ste 310, Mesquite, 75150 | (972) 686-5987 |
| Catherine Duncan Ins Agency Pllc | Travelers | 6116 N CENTRAL EXPRESSWAY STE 510, DALLAS, 75206 | 214-363-6300 |
| John Hamman | State Farm | 8330 Abrams Rd Ste 104, Dallas, 75243-7590 | 214-341-3050 |
| Jd Ins Agency Of Mesquite Llc | Travelers | 3939 US HWY 80 E STE 155, MESQUITE, 75150 | 972-682-9599 |
| Debra Callaway | Travelers | 310 EAST 1-30 SUITE M114, GARLAND, 75043 | 972-226-2422 |
| Joe Pearce | State Farm | Casa Linda Plaza, Dallas, 75218-3526 | 214-327-9315 |
| Horace Wallace Lutcf | Farmers | 18601 Lbj Fwy Ste 701, Mesquite, 75150 | (214) 327-7356 |
Balch Springs, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$82 | $1,942 |
| Driver's Failure In Showing Documents | +$180 | $2,040 |
| Driving With An Expired Registration | +$192 | $2,052 |
| Driving At A Considerably Slow Pace | +$404 | $2,264 |
| Using A Cellphone While Driving | +$426 | $2,286 |
| Running A Red Light | +$433 | $2,293 |
| Speeding | +$456 | $2,316 |
| Driving A Vehicle Without The Required Permission | +$578 | $2,438 |
| Driving With An Expired/Suspended License | +$1,254 | $3,114 |
Balch Springs, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,786 |
| Active Disabling Device | $1,786 |
| Tracking Device | $1,748 |
| Passive Disabling Device | $1,730 |
Latest Auto Insurance Reviews in Balch Springs, TX | Back to Top
UsaaMy policy is much better than any other car insurance company that I've ever been with. They tailor made it to fit my needs and they will willingly change it if I ever feel like there is something about it that I'm not using or that I don't like.
UsaaMy policy is much better than any other car insurance company that I've ever been with. They tailor made it to fit my needs and they will willingly change it if I ever feel like there is something about it that I'm not using or that I don't like.
ProgressiveI like the service and options for receiving payment when I have a claim/damage to my vehicle. They are also very polite when speaking with them.