Baldwin Auto Insurance Rates, Quotes, Agents & Reviews in NY

Baldwin, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Baldwin, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Baldwin, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Baldwin, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Baldwin, NY with that of other cities in and around Baldwin.

Baldwin Hempstead Baldwin Harbor Lakeview South Hempstead Freeport
Average Insurance Rates $1,799 $1,834 $1,821 $1,797 $1,820 $1,771

Baldwin, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Baldwin, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Baldwin $1,351 $1,141
South Hempstead $1,035 $874
Rockville Centre $1,914 $1,616
Freeport $2,406 $2,032
Roosevelt $989 $835
Hempstead $1,577 $1,332
Lakeview $2,461 $2,078
Baldwin Harbor $1,374 $1,161

Baldwin, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Baldwin, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,837
20 Years $2,312
30 Years $1,780
40 Years $1,713
50 Years $1,586
60 Years $1,608
70 Years $1,872

Baldwin, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Baldwin, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,094 $504
3 Vehicles $4,641 $756
4 Vehicles $6,189 $1,007

Savings on 2 Vehicles bundle:$504

Savings on 3 Vehicles bundle:$756

Savings on 4 Vehicles bundle:$1,007


Baldwin, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Baldwin, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Baldwin $1,799 $2,714
South Hempstead $1,820 $2,746
Rockville Centre $1,950 $2,942
Freeport $1,771 $2,672
Roosevelt $1,748 $2,637
Hempstead $1,834 $2,767
Lakeview $1,797 $2,711
Baldwin Harbor $1,821 $2,747

Baldwin, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,544
Excellent (740-799) $1,762
Good (670-739) $1,875
Average (580-669) $2,446
Poor (300-579) $2,934

Baldwin, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gena Henry Liberty Mutual 70 E Sunrise Hwy Ste 406, Valley Stream, 11581 1-516-256-4100
Carlstan North Hills Agency Inc Travelers 261-20 HILLSIDE AVE, FLORAL PARK, 11004 718-343-6450
John V. Ferris Insurance None 328 Bellmore Rd , East Meadow, 11554 None
Arthur Huth State Farm 1229 Peninsula Blvd, Hewlett, 11557-1223 516-374-2100
James Piscitelli State Farm 23436 Merrick Blvd, Rosedale, 11422-1320 718-723-1616
Joseph Riccardella None 90 Dyckman Ave. , New Hyde Park, 11040 None
Jeannine J. Izzo Allstate 3340 Hillside Ave, New Hyde Park, 11040 (516) 747-7900
Jeannine J. Izzo Allstate 3340 Hillside Ave, New Hyde Park, 11040 (516) 747-7900
Harding Martucci Inc Travelers 626 Rxr Plz Fl 6, Uniondale, 11556 None
Brooks Farris Inc Travelers 1146 FOREST AVE, STATEN ISLAND, 10310 718-981-2787

Baldwin, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$79 $1,878
Driver's Failure In Showing Documents +$175 $1,974
Driving With An Expired Registration +$185 $1,984
Driving At A Considerably Slow Pace +$390 $2,189
Using A Cellphone While Driving +$412 $2,211
Running A Red Light +$419 $2,218
Speeding +$441 $2,240
Driving A Vehicle Without The Required Permission +$559 $2,358
Driving With An Expired/Suspended License +$1,213 $3,012

Baldwin, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,727
Active Disabling Device $1,727
Tracking Device $1,691
Passive Disabling Device $1,673