Ballenger Creek Auto Insurance Rates, Quotes, Agents & Reviews in MD

Ballenger Creek, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ballenger Creek, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ballenger Creek, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Ballenger Creek, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ballenger Creek, MD with that of other cities in and around Ballenger Creek.

Ballenger Creek Urbana Buckeystown Adamstown Frederick County Braddock Heights
Average Insurance Rates $1,361 $1,462 $1,434 $1,452 $1,396 $1,404

Ballenger Creek, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ballenger Creek, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ballenger Creek $1,290 $1,089
Buckeystown $1,512 $1,277
Bartonsville $1,767 $1,493
Spring Ridge $1,330 $1,123
Braddock Heights $1,556 $1,315
Adamstown $1,952 $1,649
Urbana $1,531 $1,293
Frederick County $1,003 $847

Ballenger Creek, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ballenger Creek, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,416
20 Years $1,749
30 Years $1,347
40 Years $1,296
50 Years $1,200
60 Years $1,217
70 Years $1,416

Ballenger Creek, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ballenger Creek, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,341 $381
3 Vehicles $3,511 $572
4 Vehicles $4,682 $762

Savings on 2 Vehicles bundle:$381

Savings on 3 Vehicles bundle:$572

Savings on 4 Vehicles bundle:$762


Ballenger Creek, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ballenger Creek, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Ballenger Creek $1,361 $2,170
Buckeystown $1,434 $2,286
Bartonsville $1,411 $2,250
Spring Ridge $1,391 $2,218
Braddock Heights $1,404 $2,238
Adamstown $1,452 $2,315
Urbana $1,462 $2,331
Frederick County $1,396 $2,226

Ballenger Creek, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,168
Excellent (740-799) $1,333
Good (670-739) $1,418
Average (580-669) $1,850
Poor (300-579) $2,220

Ballenger Creek, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dale Clabaugh State Farm 23 E Frederick St, Walkersville, 21793-8234 301-898-7088
Deborah Wallace Allstate 36 W Frederick St, Walkersville, 21793 (301) 898-5377
Jerry Holz Allstate 5301 Buckeystown Pike Ste 101, Frederick, 21704 (301) 620-0604
Mannarino Insurance Agency Inc. Nationwide 5216 Chairmans Ct STE 104, Frederick, 21703 (240) 651-5646
Autumn Peterson State Farm 845 Quince Orch Blvd Ste P, Gaithersburg, 20878-1676 301-258-1151
Frye Insurance Associates Inc. Erie 21508 Laytonsville Road, Laytonsville, 20882 None
John G Rogers And Associates Inc Nationwide 424 N Frederick Ave STE 1, Gaithersburg, 20877-2433 (301) 948-0000
Wendy Louder State Farm 12401 Middlebrook Rd Ste 170, Germantown, 20874-1522 301-353-1046
F & S Insurance Services Inc Travelers 310 S JEFFERSON STREET, FREDERICK, 21701 301-695-6565
Century Coverage Insurance Services None 3701 Old Court Rd. 3701 Old Court Rd., Pikesville, 21208 None

Ballenger Creek, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,421
Driver's Failure In Showing Documents +$132 $1,493
Driving With An Expired Registration +$140 $1,501
Driving At A Considerably Slow Pace +$295 $1,656
Using A Cellphone While Driving +$312 $1,673
Running A Red Light +$317 $1,678
Speeding +$333 $1,694
Driving A Vehicle Without The Required Permission +$423 $1,784
Driving With An Expired/Suspended License +$917 $2,278

Ballenger Creek, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,307
Active Disabling Device $1,307
Tracking Device $1,279
Passive Disabling Device $1,266