Bancroft Auto Insurance Rates, Quotes, Agents & Reviews in WV

Bancroft, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bancroft, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bancroft, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bancroft, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bancroft, WV with that of other cities in and around Bancroft.

Bancroft Putnam County Scott Pocatalico Winfield Hometown
Average Insurance Rates $1,413 $1,484 $1,496 $1,421 $1,494 $1,402

Bancroft, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bancroft, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bancroft $1,271 $1,074
Hometown $1,686 $1,424
Winfield $1,326 $1,120
Pocatalico $1,643 $1,388
Poca $1,643 $1,388
Scott $1,367 $1,154
Putnam County $1,536 $1,297
Eleanor $1,689 $1,427

Bancroft, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bancroft, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,585
20 Years $1,816
30 Years $1,398
40 Years $1,345
50 Years $1,246
60 Years $1,263
70 Years $1,471

Bancroft, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bancroft, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,430 $396
3 Vehicles $3,646 $593
4 Vehicles $4,861 $791

Savings on 2 Vehicles bundle:$396

Savings on 3 Vehicles bundle:$593

Savings on 4 Vehicles bundle:$791

Bancroft, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bancroft, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Bancroft $1,413 $2,260
Hometown $1,402 $2,242
Winfield $1,494 $2,389
Pocatalico $1,421 $2,272
Poca $1,471 $2,352
Scott $1,496 $2,392
Putnam County $1,484 $2,373
Eleanor $1,473 $2,355

Bancroft, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,212
Excellent (740-799) $1,384
Good (670-739) $1,472
Average (580-669) $1,921
Poor (300-579) $2,305

Bancroft, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lori Mccown State Farm 3550 Teays Valley Rd Ste 1, Hurricane, 25526-9054 304-562-9000
Payne & Garlow Insurance Erie 3744 TEAYS VALLEY RD STE 101, HURRICANE, 25526 (304) 757-6880
Brandon Huffman State Farm 5506 Big Tyler Road, Cross Lanes, 25313 304-776-8000
James Beheler Allstate 203 B St, Saint Albans, 25177 (304) 727-6396
Yeager Insurance & Financial Services Llc None 3786 Teays Valley Rd , Hurricane, 25526 (304) 721-2285
Paul Samosky Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Tom Moore State Farm 3745 Teays Valley Rd, Hurricane, 25526-9705 304-757-7711
Brandon Huffman State Farm 5506 Big Tyler Rd, Cross Lanes, 25313-1304 304-776-8000
Tyler Bullington State Farm 4640 Us Route 60 Ste 3, Huntington, 25705-1968 304-736-3845
Tom Midkiff State Farm 11878 Winfield Rd, Winfield, 25213-7914 304-586-1000

Bancroft, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,475
Driver's Failure In Showing Documents +$137 $1,550
Driving With An Expired Registration +$146 $1,559
Driving At A Considerably Slow Pace +$307 $1,720
Using A Cellphone While Driving +$324 $1,737
Running A Red Light +$329 $1,742
Speeding +$346 $1,759
Driving A Vehicle Without The Required Permission +$439 $1,852
Driving With An Expired/Suspended License +$952 $2,365

Bancroft, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,328
Passive Disabling Device $1,314