Bangor Auto Insurance Rates, Quotes, Agents & Reviews in ME

Bangor, ME Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bangor, ME, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bangor, ME are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bangor, ME Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bangor, ME with that of other cities in and around Bangor.

Bangor Brewer Hampden Orono Glenburn Holden
Average Insurance Rates $999 $913 $937 $928 $909 $925

Bangor, ME Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bangor, ME based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bangor $1,640 $1,385
Veazie $2,167 $1,830
Orono $2,102 $1,776
Brewer $1,560 $1,318
Glenburn $1,672 $1,412
Hermon $1,756 $1,483
Holden $1,088 $919
Hampden $1,052 $888

Bangor, ME Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bangor, ME usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,242
20 Years $1,284
30 Years $989
40 Years $951
50 Years $881
60 Years $893
70 Years $1,040

Bangor, ME Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bangor, ME can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,738 $260
3 Vehicles $2,607 $390
4 Vehicles $3,477 $519

Savings on 2 Vehicles bundle:$260

Savings on 3 Vehicles bundle:$390

Savings on 4 Vehicles bundle:$519

Bangor, ME Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bangor, ME.

Location Average Insurance Cost Post DUI Insurance Rate
Bangor $999 $1,659
Veazie $909 $1,509
Orono $928 $1,541
Brewer $913 $1,516
Glenburn $909 $1,509
Hermon $937 $1,556
Holden $925 $1,536
Hampden $937 $1,556

Bangor, ME Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $857
Excellent (740-799) $978
Good (670-739) $1,041
Average (580-669) $1,358
Poor (300-579) $1,629

Bangor, ME Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Cross Insurance Liberty Mutual Independent 491 MAIN ST, BANGOR, 4401 (207) 947-7345
Cross Insurance - Bangor None 491 Main Street, Bangor, 4401 None
Delia Bouchard State Farm 2 Sylvan Rd, Orono, 04473-3697 207-827-2702
Stephen Wilde Allstate 609 Hammond St, Bangor, 4401 (207) 990-5008
Sargent, Tyler & West None 60 Summer St Ste 1, Bangor, 4402 None
Sargent Tyler & West Liberty Mutual Independent 60 SUMMER ST, BANGOR, 4401 (207) 992-5200
Beth Gardner State Farm 1219 Broadway, Bangor, 04401-2503 207-947-0924
Allen / Freeman / Mcdonnell Agency Travelers 141 North Main Street, Brewer, 4412 (207)254-4069
Dick Hogan State Farm 792 Stillwater Ave, Bangor, 04401-3617 207-947-4579
United Insurance White House Agency None 1045 Broadway, Bangor, 4401 (207)417-7078
Ghm Agency Allstate 51 Main St PO Box 649, Waterville, 4903 (207) 873-5101
Jill St Peter State Farm 319 Wilson Street, Brewer, 04412-1504 207-989-1288
Darrell Tudela State Farm 121 Benton Ave, Winslow, 04901-3000 207-873-2744

Bangor, ME Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$44 $1,043
Driver's Failure In Showing Documents +$97 $1,096
Driving With An Expired Registration +$103 $1,102
Driving At A Considerably Slow Pace +$217 $1,216
Using A Cellphone While Driving +$229 $1,228
Running A Red Light +$233 $1,232
Speeding +$245 $1,244
Driving A Vehicle Without The Required Permission +$311 $1,310
Driving With An Expired/Suspended License +$673 $1,672

Bangor, ME Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $959
Active Disabling Device $959
Tracking Device $939
Passive Disabling Device $929

Latest Auto Insurance Reviews in Bangor, ME | Back to Top

Auto / car insurance company offers many offers, I do not compare with other car insurers
State Farm
I would certainly recommend State Farm to anyone who is interested in getting auto insurance that is cheap and covers you well. Especially if you enjoy good customer service.
Not sure about other offerings as I don't have any issues with my current provider and don't plan on changing anytime soon.
I would highly recommend Progressive for their price point and great customer service.
I feel like AAA does offer quit a selection of offerings plus they offer multiple discounts that cant always be found elsewhere.
They have great customer service. Anytime we have needed them they have been there for us.