Bangor, ME Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bangor, ME, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Bangor, ME are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bangor, ME Auto Insurance Rates
- Bangor, ME Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bangor, ME
- Multi Vehicle Insurance Savings in Bangor, ME
- How Credit Score Affects Car Insurance Rates in Bangor, ME
- How DUI Affects Auto Insurance Premiums in Bangor, ME
- Top Auto Insurance Agents Near Bangor, ME
- How Driving Violations Affect Auto Insurance Rates in Bangor, ME
- Bangor, ME Auto Insurance Discounts on Anti Theft Feature
- Bangor, ME Auto Insurance Company Reviews
Bangor, ME Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bangor, ME with that of other cities in and around Bangor.
| Bangor | Brewer | Hampden | Orono | Glenburn | Holden | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $999 | $913 | $937 | $928 | $909 | $925 |
Bangor, ME Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bangor, ME based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Bangor | $1,640 | $1,385 |
| Veazie | $2,167 | $1,830 |
| Orono | $2,102 | $1,776 |
| Brewer | $1,560 | $1,318 |
| Glenburn | $1,672 | $1,412 |
| Hermon | $1,756 | $1,483 |
| Holden | $1,088 | $919 |
| Hampden | $1,052 | $888 |
Bangor, ME Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bangor, ME usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,242 |
| 20 Years | $1,284 |
| 30 Years | $989 |
| 40 Years | $951 |
| 50 Years | $881 |
| 60 Years | $893 |
| 70 Years | $1,040 |
Bangor, ME Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bangor, ME can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,738 | $260 |
| 3 Vehicles | $2,607 | $390 |
| 4 Vehicles | $3,477 | $519 |
Savings on 2 Vehicles bundle:$260
Savings on 3 Vehicles bundle:$390
Savings on 4 Vehicles bundle:$519
Bangor, ME Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bangor, ME.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Bangor | $999 | $1,659 |
| Veazie | $909 | $1,509 |
| Orono | $928 | $1,541 |
| Brewer | $913 | $1,516 |
| Glenburn | $909 | $1,509 |
| Hermon | $937 | $1,556 |
| Holden | $925 | $1,536 |
| Hampden | $937 | $1,556 |
Bangor, ME Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $857 |
| Excellent (740-799) | $978 |
| Good (670-739) | $1,041 |
| Average (580-669) | $1,358 |
| Poor (300-579) | $1,629 |
Bangor, ME Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Cross Insurance | Liberty Mutual Independent | 491 MAIN ST, BANGOR, 4401 | (207) 947-7345 |
| Cross Insurance - Bangor | None | 491 Main Street, Bangor, 4401 | None |
| Delia Bouchard | State Farm | 2 Sylvan Rd, Orono, 04473-3697 | 207-827-2702 |
| Stephen Wilde | Allstate | 609 Hammond St, Bangor, 4401 | (207) 990-5008 |
| Sargent, Tyler & West | None | 60 Summer St Ste 1, Bangor, 4402 | None |
| Sargent Tyler & West | Liberty Mutual Independent | 60 SUMMER ST, BANGOR, 4401 | (207) 992-5200 |
| Beth Gardner | State Farm | 1219 Broadway, Bangor, 04401-2503 | 207-947-0924 |
| Allen / Freeman / Mcdonnell Agency | Travelers | 141 North Main Street, Brewer, 4412 | (207)254-4069 |
| Dick Hogan | State Farm | 792 Stillwater Ave, Bangor, 04401-3617 | 207-947-4579 |
| United Insurance White House Agency | None | 1045 Broadway, Bangor, 4401 | (207)417-7078 |
| Ghm Agency | Allstate | 51 Main St PO Box 649, Waterville, 4903 | (207) 873-5101 |
| Jill St Peter | State Farm | 319 Wilson Street, Brewer, 04412-1504 | 207-989-1288 |
| Darrell Tudela | State Farm | 121 Benton Ave, Winslow, 04901-3000 | 207-873-2744 |
Bangor, ME Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$44 | $1,043 |
| Driver's Failure In Showing Documents | +$97 | $1,096 |
| Driving With An Expired Registration | +$103 | $1,102 |
| Driving At A Considerably Slow Pace | +$217 | $1,216 |
| Using A Cellphone While Driving | +$229 | $1,228 |
| Running A Red Light | +$233 | $1,232 |
| Speeding | +$245 | $1,244 |
| Driving A Vehicle Without The Required Permission | +$311 | $1,310 |
| Driving With An Expired/Suspended License | +$673 | $1,672 |
Bangor, ME Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $959 |
| Active Disabling Device | $959 |
| Tracking Device | $939 |
| Passive Disabling Device | $929 |
Latest Auto Insurance Reviews in Bangor, ME | Back to Top
ProgressiveAuto / car insurance company offers many offers, I do not compare with other car insurers
State FarmI would certainly recommend State Farm to anyone who is interested in getting auto insurance that is cheap and covers you well. Especially if you enjoy good customer service.
AaaNot sure about other offerings as I don't have any issues with my current provider and don't plan on changing anytime soon.
ProgressiveI would highly recommend Progressive for their price point and great customer service.
AaaI feel like AAA does offer quit a selection of offerings plus they offer multiple discounts that cant always be found elsewhere.
ProgressiveThey have great customer service. Anytime we have needed them they have been there for us.