Barnard Auto Insurance Rates, Quotes, Agents & Reviews in VT

Barnard, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Barnard, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Barnard, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Barnard, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Barnard, VT with that of other cities in and around Barnard.

Barnard South Royalton Stockbridge Windsor County Royalton Bridgewater
Average Insurance Rates $1,179 $1,053 $1,091 $914 $1,080 $1,110

Barnard, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Barnard, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Barnard $2,485 $2,099
Bridgewater $1,377 $1,163
Pomfret $2,172 $1,835
Stockbridge $1,171 $989
Royalton $1,439 $1,215
South Royalton $1,609 $1,359
Killington $1,412 $1,193
Windsor County $1,118 $944

Barnard, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Barnard, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,826
20 Years $1,515
30 Years $1,167
40 Years $1,123
50 Years $1,040
60 Years $1,054
70 Years $1,227

Barnard, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Barnard, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,028 $330
3 Vehicles $3,042 $495
4 Vehicles $4,056 $660

Savings on 2 Vehicles bundle:$330

Savings on 3 Vehicles bundle:$495

Savings on 4 Vehicles bundle:$660

Barnard, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Barnard, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Barnard $1,179 $2,436
Bridgewater $1,110 $2,294
Pomfret $1,175 $2,428
Stockbridge $1,091 $2,255
Royalton $1,080 $2,232
South Royalton $1,053 $2,176
Killington $1,135 $2,345
Windsor County $914 $1,889

Barnard, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,012
Excellent (740-799) $1,155
Good (670-739) $1,229
Average (580-669) $1,603
Poor (300-579) $1,923

Barnard, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Clark-Mortenson Agency Inc Liberty Mutual Independent 448 E WOODSTOCK RD STE 1, WOODSTOCK, 5091 (802) 457-1811
Hull Maynard Hersey Ins Inc Travelers 2588 W WOODSTOCK RD, WOODSTOCK, 5091 (802) 457-4143
Kinney Pike Insurance Inc Liberty Mutual Independent 98 Merchants Row, Rutland, 5701 None
Nfp Property & Casualty Services Liberty Mutual Independent 2472 VT RTE 107, BETHEL, 5032 (802) 234-9744
Washburn & Wilson Agency, Inc. None 144 Main St, Bethel, 5032 None

Barnard, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,231
Driver's Failure In Showing Documents +$114 $1,293
Driving With An Expired Registration +$121 $1,300
Driving At A Considerably Slow Pace +$256 $1,435
Using A Cellphone While Driving +$270 $1,449
Running A Red Light +$275 $1,454
Speeding +$289 $1,468
Driving A Vehicle Without The Required Permission +$367 $1,546
Driving With An Expired/Suspended License +$795 $1,974

Barnard, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,132
Active Disabling Device $1,132
Tracking Device $1,108
Passive Disabling Device $1,096