Barnet Auto Insurance Rates, Quotes, Agents & Reviews in VT

Barnet, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Barnet, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Barnet, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Barnet, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Barnet, VT with that of other cities in and around Barnet.

Barnet Monroe Bath Lyman Danville Ryegate
Average Insurance Rates $1,080 $1,460 $1,491 $1,586 $1,093 $1,069

Barnet, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Barnet, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Barnet $1,563 $1,320
Monroe $1,504 $1,270
Ryegate $1,474 $1,245
Peacham $1,114 $941
Waterford $1,115 $942
Lyman $1,634 $1,380
Danville $1,147 $969
Bath $1,536 $1,297

Barnet, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Barnet, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,504
20 Years $1,388
30 Years $1,069
40 Years $1,028
50 Years $952
60 Years $966
70 Years $1,124

Barnet, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Barnet, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,836 $324
3 Vehicles $2,754 $486
4 Vehicles $3,672 $648

Savings on 2 Vehicles bundle:$324

Savings on 3 Vehicles bundle:$486

Savings on 4 Vehicles bundle:$648

Barnet, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Barnet, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Barnet $1,080 $2,232
Monroe $1,460 $2,580
Ryegate $1,069 $2,209
Peacham $1,121 $2,317
Waterford $1,103 $2,279
Lyman $1,586 $2,803
Danville $1,093 $2,259
Bath $1,491 $2,635

Barnet, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $927
Excellent (740-799) $1,058
Good (670-739) $1,125
Average (580-669) $1,468
Poor (300-579) $1,762

Barnet, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Caledonia Ins Agency Inc Travelers 663 OLD CENTER RD, ST JOHNSBURY, 5819 802-748-8797
Sawyer & Ritchie Agency Liberty Mutual Independent 198 ROUTE 2 W, DANVILLE, 5828 (802) 684-3411
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Ritchie Agency None 457 West Main St West , Barnet, 5821 None
Parker Agency Travelers 160 GATES ST, WHITE RIVER JUNCTION, 5001 802-295-9377
Kinney Pike Insurance Agency Liberty Mutual Independent 1011 N MAIN ST SUITE 4, WHITE RIVER JUNCTION, 5001 802-295-3329

Barnet, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,128
Driver's Failure In Showing Documents +$105 $1,185
Driving With An Expired Registration +$111 $1,191
Driving At A Considerably Slow Pace +$234 $1,314
Using A Cellphone While Driving +$247 $1,327
Running A Red Light +$252 $1,332
Speeding +$265 $1,345
Driving A Vehicle Without The Required Permission +$336 $1,416
Driving With An Expired/Suspended License +$728 $1,808

Barnet, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,037
Active Disabling Device $1,037
Tracking Device $1,015
Passive Disabling Device $1,004