Barrow Auto Insurance Rates, Quotes, Agents & Reviews in AK

Barrow, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Barrow, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Barrow, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Barrow, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Barrow, AK with that of other cities in and around Barrow.

Average Insurance Rates $1,139

Barrow, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Barrow, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Barrow $1,035 $874

Barrow, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Barrow, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,696
20 Years $1,463
30 Years $1,127
40 Years $1,085
50 Years $1,004
60 Years $1,018
70 Years $1,185

Barrow, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Barrow, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,982 $296
3 Vehicles $2,973 $444
4 Vehicles $3,964 $592

Savings on 2 Vehicles bundle:$296

Savings on 3 Vehicles bundle:$444

Savings on 4 Vehicles bundle:$592

Barrow, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Barrow, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Barrow $1,139 $1,778

Barrow, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $977
Excellent (740-799) $1,116
Good (670-739) $1,187
Average (580-669) $1,548
Poor (300-579) $1,858

Barrow, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Three Rivers Insurance None 26 South Main, Payette, 83661 None
Mark S Freemyer Allstate 901 S Washington Ave, Emmett, 83617 (208) 398-7500
Higgins & Rutledge Insurance Inc Travelers 1661 SHORELINE DR STE 100, BOISE, 83702 208-343-7741
Jeff Bunt State Farm 10346 W Overland Rd, Boise, 83709-1431 208-888-0650
Mark Freemyer Allstate 9882 W State St, Star, 83669 (208) 278-1593
Sam Zenor Allstate 725 SW 8th St, Fruitland, 83619 (541) 889-0055
David Page Farmers 1560 N Crestmont Dr Ste C, Meridian, 83642 (208) 884-0072
Bob Bailey State Farm 529 S Americana Blvd, Boise, 83702-6730 208-343-2547
Kurt Pfleger Farmers 5105 W Overland Rd, Boise, 83705 (208) 345-5131
Baxter & Associates None 1365 N Orchard St Ste 261 Boise, Boise City, 83706 None
Blaine Christensen Ins. & Assoc., Llp Liberty Mutual Independent 6307 W Interchange Ln Boise, Boise City, 83709 None

Barrow, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,189
Driver's Failure In Showing Documents +$110 $1,249
Driving With An Expired Registration +$117 $1,256
Driving At A Considerably Slow Pace +$247 $1,386
Using A Cellphone While Driving +$261 $1,400
Running A Red Light +$265 $1,404
Speeding +$279 $1,418
Driving A Vehicle Without The Required Permission +$354 $1,493
Driving With An Expired/Suspended License +$768 $1,907

Barrow, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,093
Active Disabling Device $1,093
Tracking Device $1,071
Passive Disabling Device $1,059