Bartow, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bartow, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Bartow, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bartow, FL Auto Insurance Rates
- Bartow, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bartow, FL
- Multi Vehicle Insurance Savings in Bartow, FL
- How Credit Score Affects Car Insurance Rates in Bartow, FL
- How DUI Affects Auto Insurance Premiums in Bartow, FL
- Top Auto Insurance Agents Near Bartow, FL
- How Driving Violations Affect Auto Insurance Rates in Bartow, FL
- Bartow, FL Auto Insurance Discounts on Anti Theft Feature
- Bartow, FL Auto Insurance Company Reviews
Bartow, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bartow, FL with that of other cities in and around Bartow.
| Bartow | Fort Meade | Bradley Junction | Fort Green | Homeland | Brewster | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,452 | $2,028 | $2,023 | $2,096 | $2,137 | $1,974 |
Bartow, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bartow, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Bartow | $1,181 | $998 |
| Homeland | $1,317 | $1,113 |
| Fort Meade | $1,329 | $1,122 |
| Bradley Junction | $1,449 | $1,224 |
| Brewster | $2,033 | $1,717 |
| Alturas | $1,684 | $1,422 |
| Bowling Green | $1,907 | $1,610 |
| Fort Green | $1,439 | $1,215 |
Bartow, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bartow, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,711 |
| 20 Years | $1,866 |
| 30 Years | $1,437 |
| 40 Years | $1,383 |
| 50 Years | $1,280 |
| 60 Years | $1,298 |
| 70 Years | $1,511 |
Bartow, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bartow, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,556 | $348 |
| 3 Vehicles | $3,833 | $523 |
| 4 Vehicles | $5,111 | $697 |
Savings on 2 Vehicles bundle:$348
Savings on 3 Vehicles bundle:$523
Savings on 4 Vehicles bundle:$697
Bartow, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bartow, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Bartow | $1,452 | $2,272 |
| Homeland | $2,137 | $3,345 |
| Fort Meade | $2,028 | $3,174 |
| Bradley Junction | $2,023 | $3,166 |
| Brewster | $1,974 | $3,089 |
| Alturas | $2,060 | $3,224 |
| Bowling Green | $2,046 | $3,202 |
| Fort Green | $2,096 | $3,280 |
Bartow, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,246 |
| Excellent (740-799) | $1,422 |
| Good (670-739) | $1,513 |
| Average (580-669) | $1,974 |
| Poor (300-579) | $2,368 |
Bartow, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Hall Insurance Services, Inc. | None | 1335 Hwy 17 S, Bartow, 33830 | None |
| The Jones Agency Inc | Travelers | 2098 SHEPHERD RD, MULBERRY, 33860 | 863-425-8200 |
| The Jones Agency Inc | Travelers | 2098 SHEPHERD RD, MULBERRY, 33860 | 863-425-8200 |
| Leo E Longworth | State Farm | 1610 N Broadway Ave, Bartow, 33830-3101 | 863-533-3136 |
| Fields & Company, Inc. Dba Fields Insurance & Financial Group | None | 229 N Florida Ave, Lakeland, 33801 | None |
| Family Insurance Centers | None | 2248 E Edgewood Drive, Lakeland, 33803 | (863) 225-9394 |
| Ryan Toombs | Allstate | 4551 Gunn Hwy, Tampa, 33624 | (813) 963-0596 |
| Kathryn L Suter | Allstate | 909 Cattlemen Rd, Sarasota, 34232 | (941) 371-4144 |
| Hatton Insurance Agency | None | 322 E Main St, Bartow, 33830 | None |
| Ins Man And Co Inc | Travelers | 62 SARASOTA CENTER BLVD, SARASOTA, 34240 | 941-312-5771 |
Bartow, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$64 | $1,516 |
| Driver's Failure In Showing Documents | +$141 | $1,593 |
| Driving With An Expired Registration | +$150 | $1,602 |
| Driving At A Considerably Slow Pace | +$315 | $1,767 |
| Using A Cellphone While Driving | +$333 | $1,785 |
| Running A Red Light | +$338 | $1,790 |
| Speeding | +$356 | $1,808 |
| Driving A Vehicle Without The Required Permission | +$452 | $1,904 |
| Driving With An Expired/Suspended License | +$979 | $2,431 |
Bartow, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,394 |
| Active Disabling Device | $1,394 |
| Tracking Device | $1,365 |
| Passive Disabling Device | $1,350 |
Latest Auto Insurance Reviews in Bartow, FL | Back to Top
GeicoThey raise your rates every year and it seems their is nothing they can do to lower your bill.
Farm BureauThe coverage offered by this company is comparable to other local companies. The rate is better than other companies offered.
AllstateThey have great and speedy customer service. They get right to you quickly and answer the phones quickly. I love this insurance company
MercuryThe premium and deductible of the policy compared to other car insurance companies is fairly average for the same coverage. But again the price point is the trade off.
MercuryThe premium and deductible of the policy compared to other car insurance companies is fairly average for the same coverage. But again the price point is the trade off.
UsaaPretty good offerings overall. Have a lot of nice online features that can be used easily via my phone or laptop.
AllstateThe only thing I don't like is the cashback program they have for good drivers, you literally have to be perfect to get the quarterly bonus check.
ProgressiveI haven't really had to communicate with customer support yet so I cannot truly give my experience with it as of now.