Bath Auto Insurance Rates, Quotes, Agents & Reviews in WV

Bath, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bath, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bath, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bath, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bath, WV with that of other cities in and around Bath.

Bath Morgan County Little Orleans Hancock Great Cacapon Ernstville
Average Insurance Rates $1,474 $1,500 $1,881 $1,302 $1,391 $1,818

Bath, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bath, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bath $1,446 $1,221
Great Cacapon $1,409 $1,190
Morgan County $1,733 $1,464
Hancock $1,698 $1,435
Little Orleans $1,937 $1,636
Pecktonville $1,395 $1,178
Ernstville $1,873 $1,582
Big Pool $1,965 $1,660

Bath, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bath, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,783
20 Years $1,894
30 Years $1,459
40 Years $1,404
50 Years $1,300
60 Years $1,318
70 Years $1,534

Bath, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bath, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,594 $354
3 Vehicles $3,891 $531
4 Vehicles $5,188 $708

Savings on 2 Vehicles bundle:$354

Savings on 3 Vehicles bundle:$531

Savings on 4 Vehicles bundle:$708


Bath, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bath, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Bath $1,474 $2,357
Great Cacapon $1,391 $2,224
Morgan County $1,500 $2,399
Hancock $1,302 $2,076
Little Orleans $1,881 $2,999
Pecktonville $1,314 $2,095
Ernstville $1,818 $2,899
Big Pool $1,908 $3,042

Bath, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,265
Excellent (740-799) $1,444
Good (670-739) $1,536
Average (580-669) $2,004
Poor (300-579) $2,404

Bath, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kay Lewis State Farm 1885 Edwin Miller Blvd, Martinsburg, 25404-7572 304-263-0882
Arndt-Mcbee Insurance Agency, Inc. None 824 N Queen St , Martinsburg, 25401 None
Jerry Williams State Farm 1885 Edwin Miller Blvd, Martinsburg, 25404-7572 304-263-0882
Arndt-Mcbee Insurance Agency, Inc. None 59 Ruland Road, Unit G Kearneysville, Martinsburg, 25430 None
Kimberly R Martin Nationwide 121 Warm Springs Ave, Martinsburg, 25404 (304) 263-2424
Smith-Nadenbousch Insurance, Inc. None 132 S Queen St , Martinsburg, 25401 None
Charles L Aikens Nationwide 121 Warm Springs Avenue, Martinsburg, 25404 (304) 263-2424

Bath, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,539
Driver's Failure In Showing Documents +$143 $1,617
Driving With An Expired Registration +$152 $1,626
Driving At A Considerably Slow Pace +$320 $1,794
Using A Cellphone While Driving +$338 $1,812
Running A Red Light +$343 $1,817
Speeding +$361 $1,835
Driving A Vehicle Without The Required Permission +$458 $1,932
Driving With An Expired/Suspended License +$993 $2,467

Bath, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,415
Active Disabling Device $1,415
Tracking Device $1,386
Passive Disabling Device $1,371